{"id":401,"date":"2025-10-20T17:00:00","date_gmt":"2025-10-20T08:00:00","guid":{"rendered":"https:\/\/yes0rich.com\/?p=401"},"modified":"2025-10-20T16:38:50","modified_gmt":"2025-10-20T07:38:50","slug":"%ec%83%81%ed%92%88%ea%b6%8c-%ec%86%8c%eb%93%9d%ea%b3%b5%ec%a0%9c-%eb%b0%9b%ec%9d%84-%ec%88%98-%ec%9e%88%ec%9d%84%ea%b9%8c%ef%bd%9c2025-%ec%83%81%ed%92%88%ea%b6%8c-%ec%84%b8%ea%b8%88-%ed%98%9c","status":"publish","type":"post","link":"https:\/\/yes0rich.com\/?p=401","title":{"rendered":"\uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yes0rich.com\/?p=401\/#%EC%83%81%ED%92%88%EA%B6%8C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C%EF%BD%9C2025_%EC%83%81%ED%92%88%EA%B6%8C_%EC%84%B8%EA%B8%88_%ED%98%9C%ED%83%9D_%EC%B4%9D%EC%A0%95%EB%A6%AC\" >\uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yes0rich.com\/?p=401\/#%EC%83%81%ED%92%88%EA%B6%8C%EB%8F%84_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C%EA%B0%80_%EB%90%A0%EA%B9%8C_%EB%A7%8E%EC%9D%80_%EC%82%AC%EB%9E%8C%EB%93%A4%EC%9D%B4_%EA%B6%81%EA%B8%88%ED%95%B4%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\" >\uc0c1\ud488\uad8c\ub3c4 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub420\uae4c? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uad81\uae08\ud574\ud558\ub294 \uc9c8\ubb38<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yes0rich.com\/?p=401\/#%EA%B2%B0%EB%A1%A0%EB%B6%80%ED%84%B0_%EB%A7%90%ED%95%98%EB%A9%B4\" >\uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uba74?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yes0rich.com\/?p=401\/#%E2%9C%85_2025_%EC%83%81%ED%92%88%EA%B6%8C%EB%B3%84_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EA%B0%80%EB%8A%A5_%EC%97%AC%EB%B6%80_%EC%A0%95%EB%A6%AC\" >\u2705 2025 \uc0c1\ud488\uad8c\ubcc4 \uc18c\ub4dd\uacf5\uc81c \uac00\ub2a5 \uc5ec\ubd80 \uc815\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yes0rich.com\/?p=401\/#%F0%9F%93%B1_%EC%A0%9C%EB%A1%9C%ED%8E%98%EC%9D%B4_%EC%83%81%ED%92%88%EA%B6%8C%EC%9D%80_%EC%99%9C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C%EA%B0%80_%EB%90%A0%EA%B9%8C\" >\ud83d\udcf1 \uc81c\ub85c\ud398\uc774 \uc0c1\ud488\uad8c\uc740 \uc65c \uc18c\ub4dd\uacf5\uc81c\uac00 \ub420\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yes0rich.com\/?p=401\/#%F0%9F%92%A1_%EC%98%88%EC%8B%9C%EB%A1%9C_%EB%B3%B4%EB%8A%94_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%ED%9A%A8%EA%B3%BC\" >\ud83d\udca1 \uc608\uc2dc\ub85c \ubcf4\ub294 \uc18c\ub4dd\uacf5\uc81c \ud6a8\uacfc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yes0rich.com\/?p=401\/#%E2%9A%A0%EF%B8%8F_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD_%EC%9D%B4%EB%9F%B0_%EA%B2%BD%EC%9A%B0%EC%97%94_%EA%B3%B5%EC%A0%9C_%EC%95%88_%EB%90%A9%EB%8B%88%EB%8B%A4\" >\u26a0\ufe0f \uc8fc\uc758\uc0ac\ud56d: \uc774\ub7f0 \uacbd\uc6b0\uc5d4 \uacf5\uc81c \uc548 \ub429\ub2c8\ub2e4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/yes0rich.com\/?p=401\/#%F0%9F%93%8C_%EC%97%B0%EB%A7%90%EC%A0%95%EC%82%B0_%EC%8B%9C_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%B0%98%EC%98%81%EB%90%98%EB%82%98%EC%9A%94\" >\ud83d\udccc \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc5b4\ub5bb\uac8c \ubc18\uc601\ub418\ub098\uc694?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/yes0rich.com\/?p=401\/#%EC%B6%94%EA%B0%80%EB%A1%9C_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%ED%8F%AC%EC%9D%B8%ED%8A%B8\" >\ucd94\uac00\ub85c \uc54c\uc544\ub450\uba74 \uc88b\uc740 \ud3ec\uc778\ud2b8:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/yes0rich.com\/?p=401\/#%E2%9C%85_%EC%86%8C%EB%B9%84%EB%8A%94_%ED%96%88%EB%8A%94%EB%8D%B0_%EA%B3%B5%EC%A0%9C%EA%B0%80_%EC%95%88_%EB%90%98%EB%A9%B4\" >\u2705 \uc18c\ube44\ub294 \ud588\ub294\ub370 \uacf5\uc81c\uac00 \uc548 \ub418\uba74?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/yes0rich.com\/?p=401\/#%F0%9F%93%9D_%EC%83%81%ED%92%88%EA%B6%8C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C%EF%BD%9C2025_%EC%83%81%ED%92%88%EA%B6%8C_%EC%84%B8%EA%B8%88_%ED%98%9C%ED%83%9D_%EC%B4%9D%EC%A0%95%EB%A6%AC\" >\ud83d\udcdd \uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/yes0rich.com\/?p=401\/#%F0%9F%94%97_%EC%B0%B8%EA%B3%A0_%EC%82%AC%EC%9D%B4%ED%8A%B8\" >\ud83d\udd17 \ucc38\uace0 \uc0ac\uc774\ud2b8<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%83%81%ED%92%88%EA%B6%8C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C%EF%BD%9C2025_%EC%83%81%ED%92%88%EA%B6%8C_%EC%84%B8%EA%B8%88_%ED%98%9C%ED%83%9D_%EC%B4%9D%EC%A0%95%EB%A6%AC\"><\/span>\uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-4639885e\"><img decoding=\"async\" width=\"1080\" height=\"1080\" class=\"gb-image gb-image-4639885e lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac.jpg\" alt=\"\" title=\"2025 \uc0c1\ud488\uad8c \uc138\uae08\ud61c\ud0dd \ucd1d \uc815\ub9ac\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac.jpg 1080w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac-300x300.jpg 300w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac-1024x1024.jpg 1024w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac-150x150.jpg 150w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/2025-\uc0c1\ud488\uad8c-\uc138\uae08\ud61c\ud0dd-\ucd1d-\uc815\ub9ac-768x768.jpg 768w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%83%81%ED%92%88%EA%B6%8C%EB%8F%84_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C%EA%B0%80_%EB%90%A0%EA%B9%8C_%EB%A7%8E%EC%9D%80_%EC%82%AC%EB%9E%8C%EB%93%A4%EC%9D%B4_%EA%B6%81%EA%B8%88%ED%95%B4%ED%95%98%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span><br><br>\uc0c1\ud488\uad8c\ub3c4 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub420\uae4c? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uad81\uae08\ud574\ud558\ub294 \uc9c8\ubb38<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u201c\uc804\ud1b5\uc2dc\uc7a5\uc5d0\uc11c \ubaa8\ubc14\uc77c \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c \uacb0\uc81c\ud588\ub294\ub370, \uc5f0\ub9d0\uc815\uc0b0 \ub54c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?\u201d<br>\u201c\uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c\ub3c4 \uccb4\ud06c\uce74\ub4dc\ucc98\ub7fc \uacf5\uc81c \ub300\uc0c1\uc778\uac00\uc694?\u201d<br><br>\uc774\ucc98\ub7fc <strong>&#8216;\uc0c1\ud488\uad8c\uc73c\ub85c \uacb0\uc81c\ud55c \uc18c\ube44\ub3c4 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub418\ub294\uc9c0&#8217;<\/strong>\uc5d0 \ub300\ud55c \uad81\uae08\uc99d\uc740 \ub9e4\ub144 10~12\uc6d4 \uc0ac\uc774 \uac80\uc0c9\ub7c9\uc774 \uae09\uc99d\ud569\ub2c8\ub2e4.<br>2025\ub144 \uae30\uc900\uc73c\ub85c \uc0c1\ud488\uad8c\ubcc4 \uc18c\ub4dd\uacf5\uc81c \uac00\ub2a5 \uc5ec\ubd80\uc640 \uc720\uc758\uc0ac\ud56d\uc744 <strong>\uc815\ud655\ud558\uace0 \uc27d\uac8c \uc815\ub9ac<\/strong>\ud574\ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0%EB%B6%80%ED%84%B0_%EB%A7%90%ED%95%98%EB%A9%B4\"><\/span>\uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uba74?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uc0c1\ud488\uad8c \uc790\uccb4\ub294 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub418\uc9c0 \uc54a\uc9c0\ub9cc, \uc0c1\ud488\uad8c\uc73c\ub85c \uacb0\uc81c\ud55c \uc18c\ube44\ub294 \uacbd\uc6b0\uc5d0 \ub530\ub77c \uacf5\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/strong><br>\ub2e8, \uc544\ub798\uc758 \uc870\uac74\uc5d0 \ub530\ub77c \uacf5\uc81c \uc5ec\ubd80\uac00 \ub098\ub258\ub2c8 \ubc18\ub4dc\uc2dc \uccb4\ud06c\ud558\uc138\uc694.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_2025_%EC%83%81%ED%92%88%EA%B6%8C%EB%B3%84_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EA%B0%80%EB%8A%A5_%EC%97%AC%EB%B6%80_%EC%A0%95%EB%A6%AC\"><\/span>\u2705 2025 \uc0c1\ud488\uad8c\ubcc4 \uc18c\ub4dd\uacf5\uc81c \uac00\ub2a5 \uc5ec\ubd80 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc0c1\ud488\uad8c \uc885\ub958<\/th><th>\uc18c\ub4dd\uacf5\uc81c \uac00\ub2a5 \uc5ec\ubd80<\/th><th>\uc870\uac74 \ubc0f \ube44\uace0<\/th><\/tr><\/thead><tbody><tr><td><strong>\ubaa8\ubc14\uc77c \uc628\ub204\ub9ac\uc0c1\ud488\uad8c<\/strong><\/td><td>\uac00\ub2a5<\/td><td>\uc81c\ub85c\ud398\uc774 \uc5f0\ub3d9 \uacb0\uc81c \uc2dc, <strong>\uc804\ud1b5\uc2dc\uc7a5 \uc18c\ube44\ub85c \ubd84\ub958\ub418\uc5b4 40% \uacf5\uc81c\uc728 \uc801\uc6a9<\/strong><\/td><\/tr><tr><td><strong>\uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c (\ubaa8\ubc14\uc77c)<\/strong><\/td><td>\uac00\ub2a5<\/td><td>\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \uc0ac\uc6a9 \uc2dc, \uc77c\ubc18 \uc18c\ub4dd\uacf5\uc81c <strong>30% \uc801\uc6a9<\/strong><\/td><\/tr><tr><td><strong>\uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c (\uc885\uc774\ud615)<\/strong><\/td><td>\ubd88\uac00\ub2a5<\/td><td>\ud604\uae08 \uac70\ub798\ub85c \uac04\uc8fc\ub418\ubbc0\ub85c \uc18c\ub4dd\uacf5\uc81c \ubd88\uac00<\/td><\/tr><tr><td><strong>\ubc31\ud654\uc810\/\ub9c8\ud2b8 \uc0c1\ud488\uad8c<\/strong><\/td><td>\ubd88\uac00\ub2a5<\/td><td>\uae30\uc5c5\/\uae30\uad00 \ubc1c\ud589 \uc0c1\ud488\uad8c\uc740 \uacf5\uc81c \ub300\uc0c1 \uc544\ub2d8<\/td><\/tr><tr><td><strong>\uce74\ub4dc\ud615 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c<\/strong><\/td><td>\uac00\ub2a5<\/td><td>\uc81c\ub85c\ud398\uc774 \uac00\ub9f9\uc810 \uacb0\uc81c \uc2dc\ub9cc \uacf5\uc81c \uc778\uc815<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 \uc694\uc57d\ud558\uc790\uba74, <strong>&#8216;\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \uc0c1\ud488\uad8c&#8217;\ub9cc \uc18c\ub4dd\uacf5\uc81c \uac00\ub2a5<\/strong>\ud558\uba70, \uc885\uc774 \uc0c1\ud488\uad8c\uc740 \uacf5\uc81c \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%B1_%EC%A0%9C%EB%A1%9C%ED%8E%98%EC%9D%B4_%EC%83%81%ED%92%88%EA%B6%8C%EC%9D%80_%EC%99%9C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C%EA%B0%80_%EB%90%A0%EA%B9%8C\"><\/span>\ud83d\udcf1 \uc81c\ub85c\ud398\uc774 \uc0c1\ud488\uad8c\uc740 \uc65c \uc18c\ub4dd\uacf5\uc81c\uac00 \ub420\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \ubaa8\ubc14\uc77c \uc0c1\ud488\uad8c\uc740 <strong>\uc18c\ub4dd\uacf5\uc81c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uad6d\uc138\uccad\uc5d0 \uc790\ub3d9 \ubcf4\uace0<\/strong>\ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<br>\uc544\ub798 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 <strong>\uccb4\ud06c\uce74\ub4dc\u00b7\ud604\uae08\uc601\uc218\uc99d\uacfc \ub3d9\uc77c\ud55c \uc218\uc900\uc758 \uacf5\uc81c<\/strong>\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uad6c\ub9e4\uc790 \uba85\uc758\uc758 \ubcf8\uc778 \uacc4\uc88c \ub610\ub294 \uac04\ud3b8\uacb0\uc81c \uc5f0\uacb0<\/strong><\/li>\n\n\n\n<li><strong>\uc81c\ub85c\ud398\uc774 \uac00\ub9f9\uc810\uc5d0\uc11c QR \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c \uc0ac\uc6a9<\/strong><\/li>\n\n\n\n<li><strong>\uc18c\ube44 \ub0b4\uc5ed\uc774 \uad6d\uc138\uccad\uc5d0 \uc790\ub3d9 \uae30\ub85d<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 <strong>\ubaa8\ubc14\uc77c \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc740 \u2018\uc804\ud1b5\uc2dc\uc7a5 \uc18c\ube44\u2019\ub85c \ubd84\ub958\ub418\uc5b4 40% \uc18c\ub4dd\uacf5\uc81c\uc728<\/strong>\uc774 \uc801\uc6a9\ub418\uba70,<br>\uc774\ub294 \uc77c\ubc18 \uc2e0\uc6a9\uce74\ub4dc \uc18c\ube44(15%)\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%A1_%EC%98%88%EC%8B%9C%EB%A1%9C_%EB%B3%B4%EB%8A%94_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%ED%9A%A8%EA%B3%BC\"><\/span>\ud83d\udca1 \uc608\uc2dc\ub85c \ubcf4\ub294 \uc18c\ub4dd\uacf5\uc81c \ud6a8\uacfc<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc608: A\uc528\ub294 2025\ub144 \ubaa8\ubc14\uc77c \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c \uc804\ud1b5\uc2dc\uc7a5\uc5d0\uc11c \ucd1d 120\ub9cc \uc6d0\uc744 \uacb0\uc81c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc628\ub204\ub9ac\uc0c1\ud488\uad8c 120\ub9cc \uc6d0 \u00d7 \uacf5\uc81c\uc728 40% = <strong>48\ub9cc \uc6d0<\/strong> \uc18c\ub4dd\uacf5\uc81c<\/li>\n\n\n\n<li>\uc77c\ubc18 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9 \uc2dc(15%) \u2192 \uacf5\uc81c\uc561\uc740 18\ub9cc \uc6d0 \uc218\uc900<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2714\ufe0f \ub3d9\uc77c\ud55c \uc18c\ube44\ub77c\ub3c4 <strong>\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \uc0c1\ud488\uad8c \uc0ac\uc6a9\uc774 \ud6e8\uc52c \uc720\ub9ac<\/strong>\ud569\ub2c8\ub2e4.<br>\uc774 \ucc28\uc774\uac00 \uc5f0\ub9d0\uc815\uc0b0 \ud658\uae09 \uae08\uc561\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9A%A0%EF%B8%8F_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD_%EC%9D%B4%EB%9F%B0_%EA%B2%BD%EC%9A%B0%EC%97%94_%EA%B3%B5%EC%A0%9C_%EC%95%88_%EB%90%A9%EB%8B%88%EB%8B%A4\"><\/span>\u26a0\ufe0f \uc8fc\uc758\uc0ac\ud56d: \uc774\ub7f0 \uacbd\uc6b0\uc5d4 \uacf5\uc81c \uc548 \ub429\ub2c8\ub2e4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc885\uc774\ud615 \uc9c0\uc5ed\uc0ac\ub791\uc0c1\ud488\uad8c<\/strong>: \uc18c\ub4dd\uacf5\uc81c \ubd88\uac00 (\ud604\uae08 \uac70\ub798 \uac04\uc8fc)<\/li>\n\n\n\n<li><strong>\ub2e4\ub978 \uc0ac\ub78c \uba85\uc758\ub85c \uad6c\ub9e4\ud55c \uc0c1\ud488\uad8c<\/strong>: \ubcf8\uc778 \uc18c\ube44\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc74c<\/li>\n\n\n\n<li><strong>\uc81c\ub85c\ud398\uc774 \uac00\ub9f9\uc810 \uc544\ub2cc \uacf3\uc5d0\uc11c \uacb0\uc81c<\/strong>: \uacf5\uc81c \uae30\ub85d \ub204\ub77d<\/li>\n\n\n\n<li><strong>\uc628\ub77c\uc778\ubab0 \uc0ac\uc6a9<\/strong>: \uc77c\ubd80 \uc804\ud1b5\uc2dc\uc7a5\ubab0\uc740 \uc608\uc678\uc9c0\ub9cc, \ub300\ubd80\ubd84 \uacf5\uc81c \ubd88\uac00<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong> \ub514\uc9c0\ud138\uc628\ub204\ub9ac\uc571, \ube44\ud50c\uc81c\ub85c\ud398\uc774 \ub4f1 <strong>\uc81c\ub85c\ud398\uc774 \uc5f0\ub3d9 \uc571 \uc0ac\uc6a9 \uc2dc \uc790\ub3d9 \uacf5\uc81c \ub4f1\ub85d<\/strong>\ub418\ubbc0\ub85c \ubcf5\uc7a1\ud55c \uc99d\ube59 \uc5c6\uc774\ub3c4 \uac00\ub2a5!<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_%EC%97%B0%EB%A7%90%EC%A0%95%EC%82%B0_%EC%8B%9C_%EC%96%B4%EB%96%BB%EA%B2%8C_%EB%B0%98%EC%98%81%EB%90%98%EB%82%98%EC%9A%94\"><\/span>\ud83d\udccc \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc5b4\ub5bb\uac8c \ubc18\uc601\ub418\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uad6d\uc138\uccad\uc740 \ub9e4\ub144 1\uc6d4, \uc5f0\ub9d0\uc815\uc0b0 \uac04\uc18c\ud654 \uc11c\ube44\uc2a4\uc5d0\uc11c <strong>\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \uc18c\ube44 \ub0b4\uc5ed\ub3c4 \uc790\ub3d9 \ubc18\uc601<\/strong>\ud569\ub2c8\ub2e4.<br>\uc989, \ub530\ub85c \ub4f1\ub85d\ud558\uac70\ub098 \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc544\ub3c4 \ubaa8\ubc14\uc77c \uc0c1\ud488\uad8c\uc73c\ub85c \uc0ac\uc6a9\ud55c \ub0b4\uc5ed\uc774 \uc18c\ub4dd\uacf5\uc81c\ub85c \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B6%94%EA%B0%80%EB%A1%9C_%EC%95%8C%EC%95%84%EB%91%90%EB%A9%B4_%EC%A2%8B%EC%9D%80_%ED%8F%AC%EC%9D%B8%ED%8A%B8\"><\/span>\ucd94\uac00\ub85c \uc54c\uc544\ub450\uba74 \uc88b\uc740 \ud3ec\uc778\ud2b8:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubaa8\ubc14\uc77c \uc0c1\ud488\uad8c \uc18c\ube44 \ub0b4\uc5ed\uc740 <strong>&#8216;\ud604\uae08\uc601\uc218\uc99d \uc0ac\uc6a9\ubd84&#8217;<\/strong>\uc73c\ub85c \uc7a1\ud790 \uc218 \uc788\uc74c<\/li>\n\n\n\n<li>\uc2e4\uc81c \uc5f0\ub9d0\uc815\uc0b0 \uacf5\uc81c \ud55c\ub3c4\ub294 \ucd1d \uae09\uc5ec\uc758 25% \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 \uc801\uc6a9<\/li>\n\n\n\n<li>\uce74\ub4dc\u00b7\ud604\uae08\u00b7\uc81c\ub85c\ud398\uc774 \ud569\uc0b0 \ud55c\ub3c4\ub294 <strong>\uc5f0 300\ub9cc \uc6d0 (\uc804\ud1b5\uc2dc\uc7a5\/\ub300\uc911\uad50\ud1b5\uc740 \ucd94\uac00 \ud55c\ub3c4)<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%86%8C%EB%B9%84%EB%8A%94_%ED%96%88%EB%8A%94%EB%8D%B0_%EA%B3%B5%EC%A0%9C%EA%B0%80_%EC%95%88_%EB%90%98%EB%A9%B4\"><\/span>\u2705 \uc18c\ube44\ub294 \ud588\ub294\ub370 \uacf5\uc81c\uac00 \uc548 \ub418\uba74?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\uc74c \uc0ac\ud56d\uc744 \uaf2d \ud655\uc778\ud574\ubcf4\uc138\uc694:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uad6c\ub9e4 \uc2dc \ubcf8\uc778 \uba85\uc758 \uacc4\uc88c\/\uc571\uc73c\ub85c \uacb0\uc81c\ud588\ub294\uac00?<\/li>\n\n\n\n<li>\uacb0\uc81c\ucc98\uac00 \uc81c\ub85c\ud398\uc774 \uac00\ub9f9\uc810\uc774 \ub9de\uc558\ub294\uac00?<\/li>\n\n\n\n<li>\ubaa8\ubc14\uc77c \uc0c1\ud488\uad8c \uc571(\ub514\uc9c0\ud138\uc628\ub204\ub9ac \ub4f1)\uc5d0\uc11c \uc0ac\uc6a9 \ub0b4\uc5ed\uc744 \ud655\uc778\ud588\ub294\uac00?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ub204\ub77d\ub41c \uacbd\uc6b0 \uad6d\uc138\uccad \ud648\ud0dd\uc2a4 &gt; \uc18c\ube44\ub0b4\uc5ed \uc870\ud68c\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud558\uba70, \ud544\uc694 \uc2dc \ucd94\uac00 \ub4f1\ub85d \ub610\ub294 \ud604\uae08\uc601\uc218\uc99d \uc218\uae30\ub85c \uc81c\ucd9c\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%9D_%EC%83%81%ED%92%88%EA%B6%8C_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EB%B0%9B%EC%9D%84_%EC%88%98_%EC%9E%88%EC%9D%84%EA%B9%8C%EF%BD%9C2025_%EC%83%81%ED%92%88%EA%B6%8C_%EC%84%B8%EA%B8%88_%ED%98%9C%ED%83%9D_%EC%B4%9D%EC%A0%95%EB%A6%AC\"><\/span>\ud83d\udcdd \uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2025\ub144, \ub611\ub611\ud55c \uc18c\ube44\uc758 \uae30\uc900\uc740 &#8216;\ud61c\ud0dd&#8217;\uacfc &#8216;\uacf5\uc81c&#8217;\ub97c \ub3d9\uc2dc\uc5d0 \uc7a1\ub294 \uac83\uc785\ub2c8\ub2e4.<\/strong> \uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c? 2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac \uae00\uc744 \ub9c8\ubb34\ub9ac\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<br><br>\uc0c1\ud488\uad8c \uc790\uccb4\ub294 \uc18c\ub4dd\uacf5\uc81c \ub300\uc0c1\uc774 \uc544\ub2c8\uc9c0\ub9cc, <strong>\uc81c\ub85c\ud398\uc774 \uae30\ubc18 \ubaa8\ubc14\uc77c \uc0c1\ud488\uad8c\uc744 \uc0ac\uc6a9\ud558\uba74 \uc2e4\uc9c8\uc801\uc778 \uc138\uae08 \uc808\uac10 \ud6a8\uacfc<\/strong>\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br><br>\ud2b9\ud788 <strong>\ub514\uc9c0\ud138\uc628\ub204\ub9ac\uc571<\/strong>\uc744 \ud1b5\ud55c \uc804\ud1b5\uc2dc\uc7a5 \uc18c\ube44\ub294 \ub192\uc740 \uacf5\uc81c\uc728(40%)\ub85c \u2714\ufe0f \uc808\uc57d \u2714\ufe0f \uc18c\ub4dd\uacf5\uc81c \u2714\ufe0f \uc9c0\uc5ed\uacbd\uc81c \ud65c\uc131\ud654\uae4c\uc9c0 \ub3d9\uc2dc\uc5d0 \uc774\ub8f0 \uc218 \uc788\ub294 \ucd5c\uace0\uc758 \uc18c\ube44 \uc804\ub7b5\uc785\ub2c8\ub2e4.<br><br><strong>2025 \uc5f0\ub9d0\uc815\uc0b0, \uc9c0\uae08\ubd80\ud130 \uc900\ube44\ud558\uc138\uc694!<\/strong><br>\ud83d\udca1 \u201c\uc18c\ube44\ub294 \ud588\ub294\ub370 \uacf5\uc81c\ub97c \ubabb \ubc1b\uc558\ub2e4\u201d\ub294 \uc77c\uc774 \uc5c6\ub3c4\ub85d, \ub611\ub611\ud55c \uc0c1\ud488\uad8c \uc18c\ube44\ub97c \uc2dc\uc791\ud574\ubcf4\uc138\uc694.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%97_%EC%B0%B8%EA%B3%A0_%EC%82%AC%EC%9D%B4%ED%8A%B8\"><\/span>\ud83d\udd17 \ucc38\uace0 \uc0ac\uc774\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.nts.go.kr\" target=\"_blank\" rel=\"noreferrer noopener\">\uad6d\uc138\uccad \uc5f0\ub9d0\uc815\uc0b0 \uac04\uc18c\ud654 \uc11c\ube44\uc2a4<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.zeropay.or.kr\" target=\"_blank\" rel=\"noreferrer noopener\">\uc81c\ub85c\ud398\uc774 \uacf5\uc2dd \uc0ac\uc774\ud2b8<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sbiz.or.kr\/sijangtong\/onnu\" target=\"_blank\" rel=\"noreferrer noopener\">\ub514\uc9c0\ud138\uc628\ub204\ub9ac \uc571 \uc548\ub0b4<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0c1\ud488\uad8c \uc18c\ub4dd\uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc744\uae4c?\uff5c2025 \uc0c1\ud488\uad8c \uc138\uae08 \ud61c\ud0dd \ucd1d\uc815\ub9ac \uc0c1\ud488\uad8c\ub3c4 \uc18c\ub4dd\uacf5\uc81c\uac00 \ub420\uae4c? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uad81\uae08\ud574\ud558\ub294 \uc9c8\ubb38 \u201c\uc804\ud1b5\uc2dc\uc7a5\uc5d0\uc11c \ubaa8\ubc14\uc77c \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c 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