{"id":360,"date":"2025-10-11T18:19:08","date_gmt":"2025-10-11T09:19:08","guid":{"rendered":"https:\/\/yes0rich.com\/?p=360"},"modified":"2025-10-11T18:19:10","modified_gmt":"2025-10-11T09:19:10","slug":"cma-%ea%b3%84%ec%a2%8c%eb%9e%80-%ec%9e%a5%eb%8b%a8%ec%a0%90%ea%b3%bc-2025-%ec%b6%94%ec%b2%9c-%ec%a6%9d%ea%b6%8c%ec%82%ac-%eb%b9%84%ea%b5%90-%ea%b8%88%eb%a6%ac-%ec%b4%9d%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/yes0rich.com\/?p=360","title":{"rendered":"CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yes0rich.com\/?p=360\/#CMA_%EA%B3%84%EC%A2%8C%EB%9E%80_%EC%9E%A5%EB%8B%A8%EC%A0%90%EA%B3%BC_2025_%EC%B6%94%EC%B2%9C_%EC%A6%9D%EA%B6%8C%EC%82%AC_%EB%B9%84%EA%B5%90_%EA%B8%88%EB%A6%AC_%EC%B4%9D%EC%A0%95%EB%A6%AC_%E2%9C%85_%EC%9A%94%EC%A6%98_%EB%9C%A8%EB%8A%94_CMA_%EA%B3%84%EC%A2%8C_%EB%AD%98%EA%B9%8C\" >CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac) \u2705 \uc694\uc998 \ub728\ub294 CMA \uacc4\uc88c, \ubb58\uae4c?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%94%8D_CMA_%EA%B3%84%EC%A2%8C_%EC%9D%BC%EB%B0%98_%ED%86%B5%EC%9E%A5%EC%9D%B4%EB%9E%91_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%BC%EA%B9%8C\" >\ud83d\udd0d CMA \uacc4\uc88c, \uc77c\ubc18 \ud1b5\uc7a5\uc774\ub791 \ubb50\uac00 \ub2e4\ub97c\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yes0rich.com\/?p=360\/#%E2%9C%85_CMA_%EA%B3%84%EC%A2%8C%EC%9D%98_%EC%A2%85%EB%A5%98%EB%8A%94_4%EA%B0%80%EC%A7%80\" >\u2705 CMA \uacc4\uc88c\uc758 \uc885\ub958\ub294 4\uac00\uc9c0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%8F%A6_2025%EB%85%84_CMA_%EA%B8%88%EB%A6%AC_%EB%B9%84%EA%B5%90_%E2%80%93_%EC%A3%BC%EC%9A%94_%EC%A6%9D%EA%B6%8C%EC%82%AC_TOP_5\" >\ud83c\udfe6 2025\ub144 CMA \uae08\ub9ac \ube44\uad50 \u2013 \uc8fc\uc694 \uc99d\uad8c\uc0ac TOP 5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%93%8C_CMA_%EA%B3%84%EC%A2%8C_%EA%B0%9C%EC%84%A4_%EB%B0%A9%EB%B2%95_%EB%B9%84%EB%8C%80%EB%A9%B4_%EA%B8%B0%EC%A4%80\" >\ud83d\udccc CMA \uacc4\uc88c \uac1c\uc124 \ubc29\ubc95 (\ube44\ub300\uba74 \uae30\uc900)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yes0rich.com\/?p=360\/#%E2%9C%85_CMA_%EA%B3%84%EC%A2%8C%EC%9D%98_%EC%9E%A5%EC%A0%90%EA%B3%BC_%EB%8B%A8%EC%A0%90\" >\u2705 CMA \uacc4\uc88c\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yes0rich.com\/?p=360\/#%E2%9C%94%EF%B8%8F_%EC%9E%A5%EC%A0%90\" >\u2714\ufe0f \uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/yes0rich.com\/?p=360\/#%E2%9D%8C_%EB%8B%A8%EC%A0%90\" >\u274c \ub2e8\uc810<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%92%BC_CMA_%EA%B3%84%EC%A2%8C_%EC%8B%A4%EC%A0%84_%ED%99%9C%EC%9A%A9%EB%B2%95_%E2%80%93_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EC%93%B0%EB%A9%B4_%ED%9A%A8%EA%B3%BC_%EB%91%90_%EB%B0%B0\" >\ud83d\udcbc CMA \uacc4\uc88c \uc2e4\uc804 \ud65c\uc6a9\ubc95 \u2013 \uc774\ub807\uac8c \uc4f0\uba74 \ud6a8\uacfc \ub450 \ubc30!<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/yes0rich.com\/?p=360\/#1_%EC%9B%94%EA%B8%89_%ED%86%B5%EC%9E%A5%EA%B3%BC_%EB%B6%84%EB%A6%AC%ED%95%B4_%EC%9E%90%EA%B8%88_%EA%B4%80%EB%A6%AC%EC%9A%A9%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\" >1. \uc6d4\uae09 \ud1b5\uc7a5\uacfc \ubd84\ub9ac\ud574 \uc790\uae08 \uad00\ub9ac\uc6a9\uc73c\ub85c \ud65c\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/yes0rich.com\/?p=360\/#2_%EB%B9%84%EC%83%81%EA%B8%88_%EA%B4%80%EB%A6%AC_%ED%86%B5%EC%9E%A5%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\" >2. \ube44\uc0c1\uae08 \uad00\ub9ac \ud1b5\uc7a5\uc73c\ub85c \ud65c\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/yes0rich.com\/?p=360\/#3_%EB%8B%A8%EA%B8%B0_%ED%88%AC%EC%9E%90_%EB%8C%80%EA%B8%B0_%EC%9E%90%EA%B8%88%EC%9A%A9%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\" >3. \ub2e8\uae30 \ud22c\uc790 \ub300\uae30 \uc790\uae08\uc6a9\uc73c\ub85c \ud65c\uc6a9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%92%AC_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\" >\ud83d\udcac \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/yes0rich.com\/?p=360\/#Q_CMA%EB%8A%94_%EC%98%88%EA%B8%88%EC%9E%90%EB%B3%B4%ED%98%B8%EA%B0%80_%EB%90%98%EB%82%98%EC%9A%94\" >Q. CMA\ub294 \uc608\uae08\uc790\ubcf4\ud638\uac00 \ub418\ub098\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/yes0rich.com\/?p=360\/#Q_%EC%B2%B4%ED%81%AC%EC%B9%B4%EB%93%9C%EB%8A%94_%EB%B0%9C%EA%B8%89_%EA%B0%80%EB%8A%A5%ED%95%9C%EA%B0%80%EC%9A%94\" >Q. \uccb4\ud06c\uce74\ub4dc\ub294 \ubc1c\uae09 \uac00\ub2a5\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/yes0rich.com\/?p=360\/#Q_%EC%9D%B4%EC%9E%90_%EC%88%98%EC%9D%B5%EC%97%90_%EC%84%B8%EA%B8%88%EC%9D%B4_%EB%B6%99%EB%82%98%EC%9A%94\" >Q. \uc774\uc790 \uc218\uc775\uc5d0 \uc138\uae08\uc774 \ubd99\ub098\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%93%9D_%EC%A0%84%EB%AC%B8%EA%B0%80_%ED%8C%81_CMA%EB%8A%94_%EC%9E%A5%EA%B8%B0%EB%B3%B4%EB%8B%A4_%E2%80%98%EB%8B%A8%EA%B8%B0_%EC%9E%90%EA%B8%88%EC%97%90_%EC%A0%81%ED%95%A9\" >\ud83d\udcdd \uc804\ubb38\uac00 \ud301: CMA\ub294 \uc7a5\uae30\ubcf4\ub2e4 \u2018\ub2e8\uae30 \uc790\uae08\u2019\uc5d0 \uc801\ud569<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/yes0rich.com\/?p=360\/#%F0%9F%93%A2_%EA%B8%88%EC%9C%B5_%EC%B4%88%EB%B3%B4%EB%8F%84_%EB%B6%80%EB%8B%B4_%EC%97%86%EC%9D%B4_%EC%8B%9C%EC%9E%91%ED%95%98%EB%8A%94_%EC%B2%AB_%ED%86%B5%EC%9E%A5\" >\ud83d\udce2 \uae08\uc735 \ucd08\ubcf4\ub3c4 \ubd80\ub2f4 \uc5c6\uc774 \uc2dc\uc791\ud558\ub294 \uccab \ud1b5\uc7a5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/yes0rich.com\/?p=360\/#%EC%B0%B8%EA%B3%A0_%EC%82%AC%EC%9D%B4%ED%8A%B8\" >\ucc38\uace0 \uc0ac\uc774\ud2b8<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CMA_%EA%B3%84%EC%A2%8C%EB%9E%80_%EC%9E%A5%EB%8B%A8%EC%A0%90%EA%B3%BC_2025_%EC%B6%94%EC%B2%9C_%EC%A6%9D%EA%B6%8C%EC%82%AC_%EB%B9%84%EA%B5%90_%EA%B8%88%EB%A6%AC_%EC%B4%9D%EC%A0%95%EB%A6%AC_%E2%9C%85_%EC%9A%94%EC%A6%98_%EB%9C%A8%EB%8A%94_CMA_%EA%B3%84%EC%A2%8C_%EB%AD%98%EA%B9%8C\"><\/span>CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)<br>\u2705 \uc694\uc998 \ub728\ub294 CMA \uacc4\uc88c, \ubb58\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-e2e94344\"><img decoding=\"async\" width=\"1080\" height=\"1080\" class=\"gb-image gb-image-e2e94344 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780.jpg\" alt=\"\" title=\"cma \uacc4\uc88c\ub780\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780.jpg 1080w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780-300x300.jpg 300w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780-1024x1024.jpg 1024w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780-150x150.jpg 150w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub780-768x768.jpg 768w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>2025\ub144\uc5d0\ub3c4 <strong>CMA \uacc4\uc88c(\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)<\/strong>\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uafb8\uc900\ud788 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br>\ud2b9\ud788 <strong>\uc608\uae08\uae08\ub9ac\uac00 \ub5a8\uc5b4\uc9c0\uace0, \uc720\ub3d9\uc131 \ud655\ubcf4\uac00 \uc911\uc694\ud55c \uc2dc\ub300<\/strong>\uc5d0<br>CMA\ub294 \u2714\ufe0f <strong>\uc548\uc804\ud558\uba74\uc11c\ub3c4 \ud558\ub8e8\ub9cc \ub9e1\uaca8\ub3c4 \uc774\uc790\uac00 \ubd99\ub294 \uae08\uc735\uc0c1\ud488<\/strong>\uc73c\ub85c \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc8e0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 CMA\ub294 \uae30\ubcf8\uc801\uc73c\ub85c <strong>\uc99d\uad8c\uc0ac\uc5d0\uc11c \uac1c\uc124\ud558\ub294 \uacc4\uc88c<\/strong>\uc774\uba70,<br>\u2714\ufe0f \ud558\ub8e8\ub9cc \ub3c8\uc744 \ub123\uc5b4\ub194\ub3c4 \uc774\uc790\uac00 \ubc1c\uc0dd\ud558\ub294 <strong>\ub2e8\uae30 \uc790\uae08 \uc6b4\uc6a9\uc6a9 \ud1b5\uc7a5<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%8D_CMA_%EA%B3%84%EC%A2%8C_%EC%9D%BC%EB%B0%98_%ED%86%B5%EC%9E%A5%EC%9D%B4%EB%9E%91_%EB%AD%90%EA%B0%80_%EB%8B%A4%EB%A5%BC%EA%B9%8C\"><\/span>\ud83d\udd0d CMA \uacc4\uc88c, \uc77c\ubc18 \ud1b5\uc7a5\uc774\ub791 \ubb50\uac00 \ub2e4\ub97c\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\uc77c\ubc18 \uc785\ucd9c\uae08 \ud1b5\uc7a5<\/th><th>CMA \uacc4\uc88c<\/th><\/tr><\/thead><tbody><tr><td>\uc774\uc790 \uc9c0\uae09<\/td><td>\uac70\uc758 \uc5c6\uc74c<\/td><td><strong>\ud558\ub8e8\ub9cc \ub9e1\uaca8\ub3c4 \uc774\uc790 \ubc1c\uc0dd<\/strong><\/td><\/tr><tr><td>\uc774\uccb4 \uae30\ub2a5<\/td><td>\uac00\ub2a5<\/td><td>\uac00\ub2a5<\/td><\/tr><tr><td>\uc790\ub3d9\uc774\uccb4<\/td><td>\uac00\ub2a5<\/td><td>\uac00\ub2a5<\/td><\/tr><tr><td>\ud22c\uc790 \uae30\ub2a5<\/td><td>\uc5c6\uc74c<\/td><td>\uc77c\ubd80 \uc0c1\ud488\uc740 \ud22c\uc790 \uae30\ub2a5 \ud3ec\ud568 (RP\ud615 \uc81c\uc678)<\/td><\/tr><tr><td>\uae08\uc735\uae30\uad00<\/td><td>\uc740\ud589<\/td><td><strong>\uc99d\uad8c\uc0ac<\/strong> \ub610\ub294 \uc77c\ubd80 \uae08\uc735\uc0ac<\/td><\/tr><tr><td>\uae08\ub9ac \uc218\uc900<\/td><td>0.1~0.3%<\/td><td><strong>\uc5f0 2~3% \uc218\uc900 (\ubcc0\ub3d9)<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \uc694\uc57d\ud558\uc790\uba74, <strong>CMA\ub294 \uc785\ucd9c\uae08\ud1b5\uc7a5\ucc98\ub7fc \uc4f0\uba74\uc11c\ub3c4 \ud6e8\uc52c \ub192\uc740 \uae08\ub9ac\ub97c \ubc1b\uc744 \uc218 \uc788\ub294<\/strong> \ud1b5\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_CMA_%EA%B3%84%EC%A2%8C%EC%9D%98_%EC%A2%85%EB%A5%98%EB%8A%94_4%EA%B0%80%EC%A7%80\"><\/span>\u2705 CMA \uacc4\uc88c\uc758 \uc885\ub958\ub294 4\uac00\uc9c0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CMA\ub294 \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \uc0c1\ud488 \uad6c\uc870\uac00 \uc870\uae08\uc529 \ub2e4\ub974\uba70, \ubcf4\ud1b5 \uc544\ub798 4\uac00\uc9c0 \ud615\ud0dc\ub85c \ub098\ub269\ub2c8\ub2e4:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>RP\ud615<\/strong> (\ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c\ud615) \u2705 <em>\uac00\uc7a5 \uc548\uc804\ud558\uace0 \uc77c\ubc18\uc801<\/em>\n<ul class=\"wp-block-list\">\n<li>\uace0\uac1d \uc790\uae08\uc744 \ucc44\uad8c\uc5d0 \ud22c\uc790 \u2192 \uc77c\uc815 \uc218\uc775\ub960 \ubcf4\uc7a5<\/li>\n\n\n\n<li>\uc6d0\uae08 \ubcf4\uc7a5\uc5d0 \uac00\uae4c\uc6c0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>MMF\ud615<\/strong> (\ub2e8\uae30\uae08\uc735\ud380\ub4dc\ud615)\n<ul class=\"wp-block-list\">\n<li>\uc790\uc0b0\uc6b4\uc6a9\uc0ac\uac00 \uc6b4\uc6a9\ud558\ub294 \ud380\ub4dc\uc5d0 \ud22c\uc790<\/li>\n\n\n\n<li>\uc218\uc775\ub960\uc740 RP\ud615\ubcf4\ub2e4 \ub192\uc744 \uc218 \uc788\uc73c\ub098, \uc6d0\uae08 \ube44\ubcf4\uc7a5<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>MMW\ud615<\/strong> (\uba38\ub2c8\ub9c8\ucf13 \ub7a9\uc5b4\uce74\uc6b4\ud2b8)\n<ul class=\"wp-block-list\">\n<li>\uc99d\uad8c\uc0ac\uac00 \uc9c1\uc811 \uc6b4\uc6a9\ud558\ub294 \ub2e8\uae30 \uc790\uc0b0<\/li>\n\n\n\n<li>MMF\ubcf4\ub2e4 \ub354 \uc720\ub3d9\uc131 \ub192\uc74c<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc885\uae08\ud615<\/strong> (\uc885\ud569\uae08\uc735\ud68c\uc0ac \uc608\uce58)\n<ul class=\"wp-block-list\">\n<li>\uc885\uae08\uc0ac\uc5d0\uc11c \uc6b4\uc601, \uc0ac\uc2e4\uc0c1 \uc608\uae08\uc790\ubcf4\ud638 \uac00\ub2a5<\/li>\n\n\n\n<li>\ud604\uc7ac\ub294 \uac70\uc758 \uc6b4\uc601\ub418\uc9c0 \uc54a\uc74c<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>\ub300\ubd80\ubd84\uc758 \ucd08\ubcf4\uc790\uc5d0\uac8c\ub294 \u201cRP\ud615 CMA\u201d\uac00 \uac00\uc7a5 \uc801\ud569<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A6_2025%EB%85%84_CMA_%EA%B8%88%EB%A6%AC_%EB%B9%84%EA%B5%90_%E2%80%93_%EC%A3%BC%EC%9A%94_%EC%A6%9D%EA%B6%8C%EC%82%AC_TOP_5\"><\/span>\ud83c\udfe6 2025\ub144 CMA \uae08\ub9ac \ube44\uad50 \u2013 \uc8fc\uc694 \uc99d\uad8c\uc0ac TOP 5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uc99d\uad8c\uc0ac<\/th><th>CMA \uae08\ub9ac (RP\ud615 \uae30\uc900)<\/th><th>\ud2b9\uc774\uc0ac\ud56d<\/th><\/tr><\/thead><tbody><tr><td>\ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c<\/td><td><strong>\uc5f0 2.3%<\/strong><\/td><td>\ube44\ub300\uba74 \uac1c\uc124 \uc2dc \uc6b0\ub300\uae08\ub9ac \uc81c\uacf5<\/td><\/tr><tr><td>\ud55c\uad6d\ud22c\uc790\uc99d\uad8c<\/td><td><strong>\uc5f0 2.2%<\/strong><\/td><td>CMA \uc5f0\uacc4 \uccb4\ud06c\uce74\ub4dc \ubc1c\uae09 \uac00\ub2a5<\/td><\/tr><tr><td>NH\ud22c\uc790\uc99d\uad8c<\/td><td><strong>\uc5f0 2.1%<\/strong><\/td><td>\uc790\ub3d9\uc774\uccb4, \uacf5\uacfc\uae08 \ub0a9\ubd80 \uac00\ub2a5<\/td><\/tr><tr><td>\uc0bc\uc131\uc99d\uad8c<\/td><td><strong>\uc5f0 2.0%<\/strong><\/td><td>\uc18c\uc561 \ud22c\uc790\uc790\uc5d0\uac8c \uc801\ud569<\/td><\/tr><tr><td>\ud0a4\uc6c0\uc99d\uad8c<\/td><td><strong>\uc5f0 1.8~2.0%<\/strong><\/td><td>\uc218\uc218\ub8cc \uba74\uc81c \uc774\ubca4\ud2b8 \uc790\uc8fc \uc9c4\ud589<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <em>2025\ub144 10\uc6d4 \uae30\uc900 \/ \ubcc0\ub3d9 \uac00\ub2a5\uc131 \uc788\uc74c<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 CMA \uae08\ub9ac\ub294 \uc77c\ubc18 \uc608\uc801\uae08\ubcf4\ub2e4\ub294 \ub192\uc9c0\ub9cc, <strong>\uc2dc\uc7a5\uae08\ub9ac \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc218\uc2dc\ub85c \ubc14\ub01d\ub2c8\ub2e4.<\/strong><br>\uac00\uc7a5 \ucd5c\uadfc \uae08\ub9ac\ub294 \uac01 \uc99d\uad8c\uc0ac \ud648\ud398\uc774\uc9c0 \ub610\ub294 \uc571\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_CMA_%EA%B3%84%EC%A2%8C_%EA%B0%9C%EC%84%A4_%EB%B0%A9%EB%B2%95_%EB%B9%84%EB%8C%80%EB%A9%B4_%EA%B8%B0%EC%A4%80\"><\/span>\ud83d\udccc CMA \uacc4\uc88c \uac1c\uc124 \ubc29\ubc95 (\ube44\ub300\uba74 \uae30\uc900)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc99d\uad8c\uc0ac \uc571 \ub2e4\uc6b4\ub85c\ub4dc (\uc608: \ubbf8\ub798\uc5d0\uc14b m.Stock, \ud55c\uad6d\ud22c\uc790 eFriend Plus \ub4f1)<\/strong><\/li>\n\n\n\n<li>\ud68c\uc6d0\uac00\uc785 \ubc0f \ube44\ub300\uba74 \ubcf8\uc778\uc778\uc99d<\/li>\n\n\n\n<li>CMA \uacc4\uc88c \uac1c\uc124 \uba54\ub274 \uc120\ud0dd<\/li>\n\n\n\n<li>RP\ud615 \uc120\ud0dd + \uc57d\uad00 \ub3d9\uc758<\/li>\n\n\n\n<li>\uacc4\uc88c \uac1c\uc124 \uc644\ub8cc \ud6c4 \uc5f0\uacb0\uacc4\uc88c \ub4f1\ub85d<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc \ubcf4\ud1b5 <strong>1~3\ubd84 \ub0b4 \uac1c\uc124 \uac00\ub2a5<\/strong>\ud558\uba70,<br>\uc2e0\ubd84\uc99d\uacfc \ud734\ub300\ud3f0\ub9cc \uc788\uc73c\uba74 \ub300\ubd80\ubd84 \ube44\ub300\uba74 \uac1c\uc124 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_CMA_%EA%B3%84%EC%A2%8C%EC%9D%98_%EC%9E%A5%EC%A0%90%EA%B3%BC_%EB%8B%A8%EC%A0%90\"><\/span>\u2705 CMA \uacc4\uc88c\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%94%EF%B8%8F_%EC%9E%A5%EC%A0%90\"><\/span>\u2714\ufe0f \uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud558\ub8e8\ub9cc \ub9e1\uaca8\ub3c4 \uc774\uc790 \ubc1c\uc0dd \u2192 <strong>\uc9e7\uc740 \uc790\uae08 \uc6b4\uc6a9\uc5d0 \uc720\ub9ac<\/strong><\/li>\n\n\n\n<li><strong>\uc99d\uad8c\uc0ac \uccb4\ud06c\uce74\ub4dc, \uc790\ub3d9\uc774\uccb4 \uae30\ub2a5<\/strong> \ub4f1 \uc740\ud589\ucc98\ub7fc \uc0ac\uc6a9 \uac00\ub2a5<\/li>\n\n\n\n<li>\ud22c\uc790\uc6a9 \uacc4\uc88c\uc640 \uc5f0\ub3d9\ud574 <strong>\uc790\uc0b0 \uad00\ub9ac \ud1b5\ud569 \uac00\ub2a5<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9D%8C_%EB%8B%A8%EC%A0%90\"><\/span>\u274c \ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc608\uae08\uc790\ubcf4\ud638 \ub300\uc0c1 \uc544\ub2d8<\/strong> (\ub2e8, RP\ud615\uc740 \uc6d0\uae08 \ubcf4\uc804\uc131 \ub192\uc74c)<\/li>\n\n\n\n<li>\uae08\ub9ac\uac00 <strong>\uc218\uc2dc\ub85c \ubcc0\ub3d9<\/strong> \u2192 \uace0\uc815 \uc218\uc775 \uae30\ub300\ub294 \uc5b4\ub824\uc6c0<\/li>\n\n\n\n<li><strong>\uc9c0\uae09 \uc774\uc790\uc5d0 \uc138\uae08 \ubd80\uacfc<\/strong> (15.4%)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%BC_CMA_%EA%B3%84%EC%A2%8C_%EC%8B%A4%EC%A0%84_%ED%99%9C%EC%9A%A9%EB%B2%95_%E2%80%93_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EC%93%B0%EB%A9%B4_%ED%9A%A8%EA%B3%BC_%EB%91%90_%EB%B0%B0\"><\/span>\ud83d\udcbc CMA \uacc4\uc88c \uc2e4\uc804 \ud65c\uc6a9\ubc95 \u2013 \uc774\ub807\uac8c \uc4f0\uba74 \ud6a8\uacfc \ub450 \ubc30!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uc21c\ud788 \uc774\uc790 \ubc1b\ub294 \uac83 \uc678\uc5d0\ub3c4, CMA \uacc4\uc88c\ub294 \uc77c\uc0c1 \uae08\uc735 \uad00\ub9ac\uc5d0 \ub2e4\uc591\ud558\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%EC%9B%94%EA%B8%89_%ED%86%B5%EC%9E%A5%EA%B3%BC_%EB%B6%84%EB%A6%AC%ED%95%B4_%EC%9E%90%EA%B8%88_%EA%B4%80%EB%A6%AC%EC%9A%A9%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\"><\/span>1. <strong>\uc6d4\uae09 \ud1b5\uc7a5\uacfc \ubd84\ub9ac\ud574 \uc790\uae08 \uad00\ub9ac\uc6a9\uc73c\ub85c \ud65c\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae09\uc5ec\uac00 \ub4e4\uc5b4\uc624\ub294 \uc8fc\uacc4\uc88c\uc5d0\uc11c <strong>\uc0dd\ud65c\ube44\ub9cc CMA\ub85c \uc790\ub3d9 \uc774\uccb4<\/strong><\/li>\n\n\n\n<li>\ub0a8\uc740 \uae08\uc561\uc740 \uace0\uc815\uc9c0\ucd9c, \uc801\uae08 \ub4f1\uc73c\ub85c \ubd84\ub9ac<\/li>\n\n\n\n<li>\uc774\ub807\uac8c \ud558\uba74 <strong>\uacfc\uc18c\ube44 \ubc29\uc9c0 + \uc774\uc790 \uc218\uc775 + \uc790\uc0b0 \uad00\ub9ac \uc790\ub3d9\ud654<\/strong> \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EB%B9%84%EC%83%81%EA%B8%88_%EA%B4%80%EB%A6%AC_%ED%86%B5%EC%9E%A5%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\"><\/span>2. <strong>\ube44\uc0c1\uae08 \uad00\ub9ac \ud1b5\uc7a5\uc73c\ub85c \ud65c\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CMA\ub294 \uc218\uc2dc \uc785\ucd9c\uae08\uc774 \uac00\ub2a5\ud558\ubbc0\ub85c <strong>\ube44\uc0c1\uae08 \ubcf4\uad00\uc6a9\uc73c\ub85c \ub9e4\uc6b0 \uc801\ud569<\/strong><\/li>\n\n\n\n<li>\uc608) \ubcd1\uc6d0\ube44, \uc790\ub3d9\ucc28 \uc218\ub9ac\ube44 \ub4f1 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc9c0\ucd9c\uc5d0 \ub300\ube44<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EB%8B%A8%EA%B8%B0_%ED%88%AC%EC%9E%90_%EB%8C%80%EA%B8%B0_%EC%9E%90%EA%B8%88%EC%9A%A9%EC%9C%BC%EB%A1%9C_%ED%99%9C%EC%9A%A9\"><\/span>3. <strong>\ub2e8\uae30 \ud22c\uc790 \ub300\uae30 \uc790\uae08\uc6a9\uc73c\ub85c \ud65c\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ETF, \uc8fc\uc2dd \ub4f1\uc744 \ub9e4\uc218\ud558\uae30 \uc804 <strong>\ub300\uae30\uc790\uae08 \ubcf4\uad00\uc6a9<\/strong>\uc73c\ub85c\ub3c4 \ud65c\uc6a9<\/li>\n\n\n\n<li>\uc8fc\uc2dd \uacc4\uc88c\uc640 \uc5f0\ub3d9\ub418\uc5b4 \uc788\uc5b4 <strong>\ubc14\ub85c \ub9e4\uc218 \uc804\ud658 \uac00\ub2a5<\/strong>\ud55c \uc810\uc774 \uac15\uc810<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%AC_%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\"><\/span>\ud83d\udcac \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_CMA%EB%8A%94_%EC%98%88%EA%B8%88%EC%9E%90%EB%B3%B4%ED%98%B8%EA%B0%80_%EB%90%98%EB%82%98%EC%9A%94\"><\/span>Q. CMA\ub294 \uc608\uae08\uc790\ubcf4\ud638\uac00 \ub418\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 <strong>CMA\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uc608\uae08\uc790\ubcf4\ud638 \ub300\uc0c1\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/strong><br>\ud558\uc9c0\ub9cc <strong>RP\ud615\uc758 \uacbd\uc6b0 \uad6d\uacf5\ucc44 \ub4f1\uc5d0 \ud22c\uc790\ub418\uc5b4 \uc0ac\uc2e4\uc0c1 \ub9e4\uc6b0 \uc548\uc815\uc801<\/strong>\uc785\ub2c8\ub2e4.<br>\uadf8\ub798\ub3c4 \uc548\uc804\uc131\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \ud560 \uacbd\uc6b0 <strong>\uc608\uae08\uc790\ubcf4\ud638 \uc0c1\ud488(\uc608\uc801\uae08)\uacfc \ud568\uaed8 \uc6b4\uc601<\/strong>\ud558\ub294 \uac8c \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_%EC%B2%B4%ED%81%AC%EC%B9%B4%EB%93%9C%EB%8A%94_%EB%B0%9C%EA%B8%89_%EA%B0%80%EB%8A%A5%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span>Q. \uccb4\ud06c\uce74\ub4dc\ub294 \ubc1c\uae09 \uac00\ub2a5\ud55c\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \ub124, \ub300\ubd80\ubd84\uc758 \uc99d\uad8c\uc0ac\uc5d0\uc11c <strong>CMA \uacc4\uc88c \uc5f0\uacc4 \uccb4\ud06c\uce74\ub4dc \ubc1c\uae09\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/strong><br>\uc0dd\ud65c\ube44 \ud1b5\uc7a5\uc73c\ub85c \uc4f0\uba74\uc11c \uc18c\ube44 \ub0b4\uc5ed \uad00\ub9ac\ub3c4 \uac00\ub2a5\ud558\uc8e0.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_%EC%9D%B4%EC%9E%90_%EC%88%98%EC%9D%B5%EC%97%90_%EC%84%B8%EA%B8%88%EC%9D%B4_%EB%B6%99%EB%82%98%EC%9A%94\"><\/span>Q. \uc774\uc790 \uc218\uc775\uc5d0 \uc138\uae08\uc774 \ubd99\ub098\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 \ubd99\uc2b5\ub2c8\ub2e4. <strong>15.4% \uc774\uc790\uc18c\ub4dd\uc138<\/strong>\uac00 \uc790\ub3d9 \uc6d0\ucc9c\uc9d5\uc218\ub418\uba70, \uc774\ub294 \uc77c\ubc18 \uc608\u00b7\uc801\uae08\uacfc \ub3d9\uc77c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%9D_%EC%A0%84%EB%AC%B8%EA%B0%80_%ED%8C%81_CMA%EB%8A%94_%EC%9E%A5%EA%B8%B0%EB%B3%B4%EB%8B%A4_%E2%80%98%EB%8B%A8%EA%B8%B0_%EC%9E%90%EA%B8%88%EC%97%90_%EC%A0%81%ED%95%A9\"><\/span>\ud83d\udcdd \uc804\ubb38\uac00 \ud301: CMA\ub294 \uc7a5\uae30\ubcf4\ub2e4 \u2018\ub2e8\uae30 \uc790\uae08\u2019\uc5d0 \uc801\ud569<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CMA\ub294 \uc544\ubb34\ub9ac \uae08\ub9ac\uac00 \ub192\uc544\ub3c4 <strong>\ubcf5\ub9ac \ud6a8\uacfc\uac00 \ud06c\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0<\/strong>,<br>\ubaa9\ub3c8\uc744 \uc7a5\uae30\uc801\uc73c\ub85c \ubb3b\uc5b4\ub450\uae30\ubcf4\ub2e4\ub294<br>\u2705 <strong>\uc0dd\ud65c\ube44, \ub2e8\uae30 \uc5ec\uc720\uc790\uae08, \uc608\ube44\ube44 \uad00\ub9ac<\/strong>\uc6a9\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ud604\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9cc\uc57d <strong>1\ub144 \uc774\uc0c1 \uc790\uae08\uc744 \ubb36\uc744 \uacc4\ud68d\uc774\ub77c\uba74<\/strong>,<br>\u2714\ufe0f \uc815\uae30\uc608\uae08,<br>\u2714\ufe0f \uc911\uae08\ub9ac \uc801\uae08,<br>\u2714\ufe0f ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c) \uac19\uc740 \uc0c1\ud488\uc774 \ub354 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%A2_%EA%B8%88%EC%9C%B5_%EC%B4%88%EB%B3%B4%EB%8F%84_%EB%B6%80%EB%8B%B4_%EC%97%86%EC%9D%B4_%EC%8B%9C%EC%9E%91%ED%95%98%EB%8A%94_%EC%B2%AB_%ED%86%B5%EC%9E%A5\"><\/span>\ud83d\udce2 \uae08\uc735 \ucd08\ubcf4\ub3c4 \ubd80\ub2f4 \uc5c6\uc774 \uc2dc\uc791\ud558\ub294 \uccab \ud1b5\uc7a5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">CMA\ub294 \ubcf5\uc7a1\ud55c \ud22c\uc790\ub098 \ub9ac\uc2a4\ud06c \uc5c6\uc774,<br>\ud83d\udccc <strong>\uc774\uc790 \uc218\uc775 + \uc785\ucd9c\uae08 \ud3b8\uc758\uc131<\/strong>\uc744 \ub3d9\uc2dc\uc5d0 \uc7a1\uc744 \uc218 \uc788\ub294 \uc2e4\uc18d \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcc5 \uc624\ub298 \ud558\ub8e8 \uc4f8 \ub3c8\ub9cc CMA\uc5d0 \ub123\uc5b4\ub3c4,<br>\ub0b4\uc77c \uc790\ub3d9\uc73c\ub85c \uc774\uc790\uac00 \ub4e4\uc5b4\uc624\ub294 <strong>\ud569\ub9ac\uc801\uc778 \uae08\uc735 \uc2b5\uad00<\/strong>,<br><strong>\uc9c0\uae08 \ubc14\ub85c \uc2dc\uc791\ud574\ubcf4\uc138\uc694!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc0c1\uc73c\ub85c CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B0%B8%EA%B3%A0_%EC%82%AC%EC%9D%B4%ED%8A%B8\"><\/span>\ucc38\uace0 \uc0ac\uc774\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-5b55d546\"><a href=\"https:\/\/securities.miraeasset.com\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"614\" height=\"198\" class=\"gb-image gb-image-5b55d546 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7802.jpg\" alt=\"\" title=\"cma \uacc4\uc88c\ub7802\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7802.jpg 614w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7802-300x97.jpg 300w\" data-sizes=\"(max-width: 614px) 100vw, 614px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 614px; --smush-placeholder-aspect-ratio: 614\/198;\" \/><\/a><\/figure>\n\n\n\n<figure class=\"gb-block-image gb-block-image-05a936d6\"><a href=\"https:\/\/securities.koreainvestment.com\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"655\" height=\"164\" class=\"gb-image gb-image-05a936d6 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7803.jpg\" alt=\"\" title=\"cma \uacc4\uc88c\ub7803\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7803.jpg 655w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7803-300x75.jpg 300w\" data-sizes=\"(max-width: 655px) 100vw, 655px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 655px; --smush-placeholder-aspect-ratio: 655\/164;\" \/><\/a><\/figure>\n\n\n\n<figure class=\"gb-block-image gb-block-image-4f2c32a8\"><a href=\"https:\/\/securities.nhqv.com\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"615\" height=\"164\" class=\"gb-image gb-image-4f2c32a8 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7804.jpg\" alt=\"\" title=\"cma \uacc4\uc88c\ub7804\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7804.jpg 615w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7804-300x80.jpg 300w\" data-sizes=\"(max-width: 615px) 100vw, 615px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 615px; --smush-placeholder-aspect-ratio: 615\/164;\" \/><\/a><\/figure>\n\n\n\n<figure class=\"gb-block-image gb-block-image-9b5ba5f6\"><a href=\"https:\/\/fine.fss.or.kr\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"634\" height=\"191\" class=\"gb-image gb-image-9b5ba5f6 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7805.jpg\" alt=\"\" title=\"cma \uacc4\uc88c\ub7805\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7805.jpg 634w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/cma-\uacc4\uc88c\ub7805-300x90.jpg 300w\" data-sizes=\"(max-width: 634px) 100vw, 634px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 634px; --smush-placeholder-aspect-ratio: 634\/191;\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)\u2705 \uc694\uc998 \ub728\ub294 CMA \uacc4\uc88c, \ubb58\uae4c? 2025\ub144\uc5d0\ub3c4 CMA \uacc4\uc88c(\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uafb8\uc900\ud788 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)\" class=\"read-more button\" href=\"https:\/\/yes0rich.com\/?p=360#more-360\" aria-label=\"CMA \uacc4\uc88c\ub780? \uc7a5\ub2e8\uc810\uacfc 2025 \ucd94\ucc9c \uc99d\uad8c\uc0ac \ube44\uad50 (\uae08\ub9ac \ucd1d\uc815\ub9ac)\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[137,138,139,140,141,142,133,134,135,136],"class_list":["post-360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-policy-information","tag-137","tag-cma2025","tag-cma","tag-140","tag-141","tag-142","tag-rpcma","tag-136","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/360","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=360"}],"version-history":[{"count":1,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/360\/revisions"}],"predecessor-version":[{"id":367,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/360\/revisions\/367"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/media\/361"}],"wp:attachment":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}