{"id":344,"date":"2025-10-04T10:00:00","date_gmt":"2025-10-04T01:00:00","guid":{"rendered":"https:\/\/yes0rich.com\/?p=344"},"modified":"2025-10-03T18:15:29","modified_gmt":"2025-10-03T09:15:29","slug":"2025-%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%c2%b7irp-%eb%a7%89%ed%8c%90-%eb%82%a9%ec%9e%85-%ec%a0%84%eb%9e%b5","status":"publish","type":"post","link":"https:\/\/yes0rich.com\/?p=344","title":{"rendered":"2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yes0rich.com\/?p=344\/#2025_%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%C2%B7IRP_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85_%EC%A0%84%EB%9E%B5_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EC%B5%9C%EB%8C%80%ED%99%94%ED%95%98%EB%8A%94_%EC%8B%A4%EC%A0%84_%EA%B0%80%EC%9D%B4%EB%93%9C\" >2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5 \uc138\uc561\uacf5\uc81c \ucd5c\ub300\ud654\ud558\ub294 \uc2e4\uc804 \uac00\uc774\ub4dc<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%C2%B7IRP_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EA%B5%AC%EC%A1%B0_%EC%9A%94%EC%95%BD_2025%EB%85%84_%EA%B8%B0%EC%A4%80\" >\u2705 \uc5f0\uae08\uc800\ucd95\u00b7IRP \uc138\uc561\uacf5\uc81c \uad6c\uc870 \uc694\uc57d (2025\ub144 \uae30\uc900)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EC%99%9C_12%EC%9B%94_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80\" >\u2705 \uc65c 12\uc6d4 \ub9c9\ud310 \ub0a9\uc785\uc774 \uc911\uc694\ud55c\uac00?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EC%96%B4%EB%94%94%EC%97%90_%EB%A8%BC%EC%A0%80_%EB%84%A3%EC%96%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\" >\u2705 \uc5b4\ub514\uc5d0 \uba3c\uc800 \ub123\uc5b4\uc57c \ud560\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85_%EC%8B%9C_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD\" >\u2705 \ub9c9\ud310 \ub0a9\uc785 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EC%8B%9C%EB%AE%AC%EB%A0%88%EC%9D%B4%EC%85%98_2025_%EA%B8%B0%EC%A4%80\" >\u2705 \uc138\uc561\uacf5\uc81c \uc2dc\ubbac\ub808\uc774\uc158 (2025 \uae30\uc900)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%8B%A4%EC%88%98%EC%99%80_%ED%94%BC%ED%95%B4%EC%95%BC_%ED%95%A0_%EC%A0%90\" >\u2705 \uc790\uc8fc \ud558\ub294 \uc2e4\uc218\uc640 \ud53c\ud574\uc57c \ud560 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/yes0rich.com\/?p=344\/#%E2%9C%85%EC%97%B0%EB%A7%90_%EB%A7%89%EC%B0%A8%EB%9D%BC%EB%8F%84_%ED%83%80%EB%9D%BC\" >\u2705\uc5f0\ub9d0 \ub9c9\ucc28\ub77c\ub3c4 \ud0c0\ub77c!<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2025_%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%C2%B7IRP_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85_%EC%A0%84%EB%9E%B5_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EC%B5%9C%EB%8C%80%ED%99%94%ED%95%98%EB%8A%94_%EC%8B%A4%EC%A0%84_%EA%B0%80%EC%9D%B4%EB%93%9C\"><\/span><strong>2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5<\/strong><br><strong>\uc138\uc561\uacf5\uc81c \ucd5c\ub300\ud654\ud558\ub294 \uc2e4\uc804 \uac00\uc774\ub4dc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"gb-block-image gb-block-image-7d8e3f0a\"><img decoding=\"async\" width=\"1080\" height=\"1080\" class=\"gb-image gb-image-7d8e3f0a lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95.jpg\" alt=\"\" title=\"\uc5f0\uae08\uc800\ucd95\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95.jpg 1080w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95-300x300.jpg 300w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95-1024x1024.jpg 1024w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95-150x150.jpg 150w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\uc5f0\uae08\uc800\ucd95-768x768.jpg 768w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\ud574\ub9c8\ub2e4 \uc5f0\ub9d0\uc774 \ub418\uba74 \uc9c1\uc7a5\uc778\ub4e4\uc758 \uac00\uc7a5 \ud070 \uad00\uc2ec\uc0ac\ub294 \ub2e8\uc5f0 <strong>\uc5f0\ub9d0\uc815\uc0b0 \uc808\uc138 \uc804\ub7b5<\/strong>\uc785\ub2c8\ub2e4.<br>\ud2b9\ud788 <strong>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc640 IRP(\uac1c\uc778\ud615\ud1f4\uc9c1\uc5f0\uae08)<\/strong>\ub97c \ud65c\uc6a9\ud55c \uc138\uc561\uacf5\uc81c\ub294<br><strong>\ub204\uad6c\ub098 \uc2e4\ucc9c \uac00\ub2a5\ud55c \uac00\uc7a5 \ud655\uc2e4\ud55c \uc808\uc138 \uc218\ub2e8<\/strong>\uc73c\ub85c \uaf3d\ud788\uc8e0.<\/p>\n\n\n\n<p>2025\ub144\uc5d0\ub3c4 \uc5f0\uae08\uc800\ucd95\uacfc IRP\uc758 \uc138\uc561\uacf5\uc81c \uad6c\uc870\ub294 \uadf8\ub300\ub85c \uc720\uc9c0\ub418\uace0 \uc788\uc9c0\ub9cc,<br><strong>\uc18c\ub4dd \uad6c\uac04\ubcc4 \uacf5\uc81c \ud6a8\uacfc, \ub0a9\uc785 \ud0c0\uc774\ubc0d, \ub0a9\uc785 \uc21c\uc11c<\/strong>\uc5d0 \ub530\ub77c \ud658\uae09\uc561\uc740 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uae00\uc5d0\uc11c\ub294 <strong>12\uc6d4 \ub9c9\ud310 \ub0a9\uc785\uc73c\ub85c \uc138\uc561\uacf5\uc81c\ub97c \uadf9\ub300\ud654\ud558\ub294 \uc2e4\uc804 \uc804\ub7b5<\/strong>\uc744<br>2025\ub144 \ucd5c\uc2e0 \uc138\ubc95 \uae30\uc900\uc73c\ub85c \uc815\ub9ac\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%C2%B7IRP_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EA%B5%AC%EC%A1%B0_%EC%9A%94%EC%95%BD_2025%EB%85%84_%EA%B8%B0%EC%A4%80\"><\/span>\u2705 \uc5f0\uae08\uc800\ucd95\u00b7IRP \uc138\uc561\uacf5\uc81c \uad6c\uc870 \uc694\uc57d (2025\ub144 \uae30\uc900)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c<\/th><th>IRP<\/th><\/tr><\/thead><tbody><tr><td>\uc138\uc561\uacf5\uc81c \ud55c\ub3c4<\/td><td>400\ub9cc \uc6d0 (\uc800\uc18c\ub4dd\uc790\ub294 600\ub9cc \uc6d0\uae4c\uc9c0)<\/td><td>700\ub9cc \uc6d0 (\uc5f0\uae08\uc800\ucd95 \ud3ec\ud568 \uc2dc \ucd1d 900\ub9cc \uc6d0\uae4c\uc9c0)<\/td><\/tr><tr><td>\uacf5\uc81c\uc728<\/td><td>\ucd1d\uae09\uc5ec 5,500\ub9cc \uc6d0 \uc774\ud558: 16.5%<br>\ucd1d\uae09\uc5ec \ucd08\uacfc: 13.2%<\/td><td>\ub3d9\uc77c<\/td><\/tr><tr><td>\uc218\ub839 \uc870\uac74<\/td><td>\ub9cc 55\uc138 \uc774\ud6c4 \uc5f0\uae08 \ud615\ud0dc \uc218\ub839<\/td><td>\ub3d9\uc77c<\/td><\/tr><tr><td>\uc911\ub3c4 \ud574\uc9c0 \uc2dc<\/td><td>\uae30\uc874 \uacf5\uc81c\uc561 + 16.5% \uae30\ud0c0\uc18c\ub4dd\uc138 \ub0a9\ubd80<\/td><td>\ub3d9\uc77c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u2705 <strong>\ucd5c\ub300 \ud658\uae09\uc561 \uc608\uc2dc<\/strong><br>\ucd1d\uae09\uc5ec 5,000\ub9cc \uc6d0 \uc9c1\uc7a5\uc778\uc774<br>\uc5f0\uae08\uc800\ucd95 400\ub9cc \uc6d0 + IRP 500\ub9cc \uc6d0 \ub0a9\uc785 \u2192<br><strong>(900\ub9cc \uc6d0 \u00d7 16.5%) = 148.5\ub9cc \uc6d0 \ud658\uae09<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%99%9C_12%EC%9B%94_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85%EC%9D%B4_%EC%A4%91%EC%9A%94%ED%95%9C%EA%B0%80\"><\/span>\u2705 \uc65c 12\uc6d4 \ub9c9\ud310 \ub0a9\uc785\uc774 \uc911\uc694\ud55c\uac00?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uacfc IRP\ub294 <strong>\ub0a9\uc785 \uc2dc\uc810\uc774 \uc5f0\ub9d0\uc815\uc0b0 \uacf5\uc81c \uc801\uc6a9 \uae30\uc900\uc77c<\/strong>\uc785\ub2c8\ub2e4.<br>\uc989, <strong>2025\ub144 12\uc6d4 31\uc77c\uae4c\uc9c0 \uc785\uae08 \uc644\ub8cc\ub41c \uae08\uc561\ub9cc<\/strong> \ud574\ub2f9 \uc5f0\ub3c4 \uc138\uc561\uacf5\uc81c \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udd39 \ub530\ub77c\uc11c \uc5f0\uc911 \ub0a9\uc785\uc744 \ubbf8\ub918\uac70\ub098<br>\ud83d\udd39 \uc790\ub3d9\uc774\uccb4 \uc124\uc815\uc744 \ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\ub77c\ub3c4<br><strong>12\uc6d4 \uc911 \uc77c\uc2dc\ub0a9 \ud615\ud0dc\ub85c \ube60\ub974\uac8c \uc785\uae08<\/strong>\ud558\uba74<br>\uacf5\uc81c \ud61c\ud0dd\uc744 \ucda9\ubd84\ud788 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u2714\ufe0f <strong>\ub2e8, \uc740\ud589\/\uc99d\uad8c\uc0ac\ubcc4 \uc601\uc5c5 \ub9c8\uac10\uc77c<\/strong>\uc744 \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc138\uc694.<br>\uc77c\ubd80 \uae08\uc735\uae30\uad00\uc740 12\uc6d4 29\uc77c(\uc6d4)\uae4c\uc9c0\ub9cc \uc785\uae08 \ucc98\ub9ac\ub418\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%96%B4%EB%94%94%EC%97%90_%EB%A8%BC%EC%A0%80_%EB%84%A3%EC%96%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\"><\/span>\u2705 \uc5b4\ub514\uc5d0 \uba3c\uc800 \ub123\uc5b4\uc57c \ud560\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\uc5f0\uae08\uc800\ucd95 vs IRP \ub0a9\uc785 \uc6b0\uc120\uc21c\uc704<\/strong><\/p>\n\n\n\n<p>\uc808\uc138 \uc804\ub7b5\uc5d0\uc11c\ub294 <strong>\uacf5\uc81c\uc728\uc774 \ub3d9\uc77c\ud558\ub2e4\uba74 \uc720\uc5f0\uc131\uc774 \ub192\uc740 \uc0c1\ud488\uc5d0 \uba3c\uc800 \ub0a9\uc785<\/strong>\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uae30\uc900<\/th><th>\uc5f0\uae08\uc800\ucd95 \uc6b0\uc120<\/th><th>IRP \uc6b0\uc120<\/th><\/tr><\/thead><tbody><tr><td>\uc790\uae08 \uc720\ub3d9\uc131 \ud655\ubcf4<\/td><td>O (\uc911\ub3c4 \uc778\ucd9c \ube44\uad50\uc801 \uc6a9\uc774)<\/td><td>X (\uc911\ub3c4 \uc778\ucd9c \uc81c\ud55c)<\/td><\/tr><tr><td>\uc138\uc561\uacf5\uc81c \ud55c\ub3c4 \ucd08\uacfc \uac00\ub2a5\uc131<\/td><td>400\ub9cc \uc6d0\uae4c\uc9c0<\/td><td>700\ub9cc \uc6d0\uae4c\uc9c0 (\ud569\uc0b0 900\ub9cc \uc6d0 \ud55c\ub3c4)<\/td><\/tr><tr><td>\ud22c\uc790 \uc720\uc5f0\uc131<\/td><td>\ud380\ub4dc \uc704\uc8fc<\/td><td>\uc608\u00b7\uc801\uae08, ETF, \ud380\ub4dc \ub2e4\uc591<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u2714\ufe0f \ud301<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uacf5\uc81c \ud55c\ub3c4 400\ub9cc \uc6d0 \uc774\ud558 \u2192 <strong>\uc5f0\uae08\uc800\ucd95 \uba3c\uc800<\/strong><\/li>\n\n\n\n<li>\uacf5\uc81c \ud55c\ub3c4 \ucd08\uacfc \uc608\uc0c1 \u2192 <strong>IRP \ubcd1\ud589 \ub0a9\uc785<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EB%A7%89%ED%8C%90_%EB%82%A9%EC%9E%85_%EC%8B%9C_%EC%A3%BC%EC%9D%98%EC%82%AC%ED%95%AD\"><\/span>\u2705 \ub9c9\ud310 \ub0a9\uc785 \uc2dc \uc8fc\uc758\uc0ac\ud56d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc2e4\uc81c \uc785\uae08\uc77c \uae30\uc900 \uc801\uc6a9<\/strong><br>\u2192 12\/31 \uc774\uc804\uc5d0 \uc785\uae08\uc774 \uc644\ub8cc\ub418\uc5b4\uc57c \uc138\uc561\uacf5\uc81c \uac00\ub2a5<br>\u2192 \uc774\uccb4 \uc9c0\uc5f0, \uc601\uc5c5\uc77c \ub9c8\uac10\uc77c \uc720\uc758<\/li>\n\n\n\n<li><strong>\uc99d\uad8c\uc0ac \ub0a9\uc785 \uc2dc \ub9e4\uc218 \uc9c0\uc5f0 \ubb38\uc81c \uc5c6\uc74c<\/strong><br>\u2192 \ub0a9\uc785 \uc644\ub8cc\ub9cc \ub418\uba74, \uc2e4\uc81c \uc6b4\uc6a9 \uc0c1\ud488 \ub9e4\uc218\ub294 \uc5f0\ucd08 \uac00\ub2a5<\/li>\n\n\n\n<li><strong>IRP \uc218\uc218\ub8cc \ube44\uad50 \ud544\uc694<\/strong><br>\u2192 \uae08\uc735\uae30\uad00\ubcc4 \uc218\uc218\ub8cc \uad6c\uc870 \ucc28\uc774 \ud07c<br>\u2192 \ub2e8\uae30 \ub0a9\uc785 \uc2dc \uc218\uc218\ub8cc \ud6a8\uc728\uc131\ub3c4 \uace0\ub824 \ub300\uc0c1<\/li>\n\n\n\n<li><strong>\uc911\ub3c4 \ud574\uc9c0 \uc2dc \ubd88\uc774\uc775 \ubc18\ub4dc\uc2dc \uc778\uc9c0<\/strong><br>\u2192 \uc138\uc561\uacf5\uc81c \ubc1b\uc740 \uae08\uc561\uc740 \ucd94\uc9d5 \ub300\uc0c1<br>\u2192 \uc7a5\uae30 \ud22c\uc790\ub77c\ub294 \uc810 \ubc18\ub4dc\uc2dc \uc720\ub150<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C_%EC%8B%9C%EB%AE%AC%EB%A0%88%EC%9D%B4%EC%85%98_2025_%EA%B8%B0%EC%A4%80\"><\/span>\u2705 \uc138\uc561\uacf5\uc81c \uc2dc\ubbac\ub808\uc774\uc158 (2025 \uae30\uc900)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5 \uc544\ub798 \uc0ac\ub840\ub85c \uc81c\ub300\ub85c \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc0ac\ub840 A \u2013 \ucd1d\uae09\uc5ec 4,800\ub9cc \uc6d0 \uc9c1\uc7a5\uc778<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95 300\ub9cc \uc6d0 \ub0a9\uc785<\/li>\n\n\n\n<li>IRP 600\ub9cc \uc6d0 \ub0a9\uc785<br>\u2192 \ucd1d \ub0a9\uc785\uc561: 900\ub9cc \uc6d0<br>\u2192 \uacf5\uc81c\uc728 16.5% \uc801\uc6a9 \u2192 <strong>\ud658\uae09 \uc608\uc0c1\uc561 \uc57d 148.5\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\uc0ac\ub840 B \u2013 \ucd1d\uae09\uc5ec 7,200\ub9cc \uc6d0 \uc9c1\uc7a5\uc778<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc5f0\uae08\uc800\ucd95 400\ub9cc \uc6d0 \ub0a9\uc785<\/li>\n\n\n\n<li>IRP 300\ub9cc \uc6d0 \ub0a9\uc785<br>\u2192 \uacf5\uc81c\uc728 13.2% \uc801\uc6a9 \u2192 <strong>\ud658\uae09\uc561 \uc57d 118.8\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u2714\ufe0f \uc18c\ub4dd \uad6c\uac04\uc5d0 \ub530\ub77c <strong>\ud658\uae09 \ucc28\uc774\uac00 30\ub9cc \uc6d0 \uc774\uc0c1 \ubc1c\uc0dd<\/strong>\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c,<br>\uc790\uc2e0\uc758 \ucd1d\uae09\uc5ec\uc5d0 \ub9de\ub294 \ucd5c\uc801 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%9E%90%EC%A3%BC_%ED%95%98%EB%8A%94_%EC%8B%A4%EC%88%98%EC%99%80_%ED%94%BC%ED%95%B4%EC%95%BC_%ED%95%A0_%EC%A0%90\"><\/span>\u2705 \uc790\uc8fc \ud558\ub294 \uc2e4\uc218\uc640 \ud53c\ud574\uc57c \ud560 \uc810<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5\uc5d0\uc11c \uc790\uc8fc \ud558\ub294 \uc2e4\uc218\ub85c \uc778\ud574 \uacf5\uc81c\uac00 \uc548\ub418\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc870\uc2ec\ud574\uc57c\ud558\ub294 \ubd80\ubd84\uc744 \ubbf8\ub9ac \uc54c\uc544\ubcf4\uace0 \uc2e4\uc218\ub97c \ub9c9\uc544\ubcf4\uc790\uad6c\uc694.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u274c 12\uc6d4 31\uc77c \uc624\ud6c4 \ub2a6\uac8c \uc774\uccb4 \uc2dc, \uc775\uc77c \ucc98\ub9ac\ub85c \uc138\uc561\uacf5\uc81c \ubd88\uac00<\/li>\n\n\n\n<li>\u274c \uc5f0\uae08\uc800\ucd95\u00b7IRP\uc5d0 \ub458 \ub2e4 \ub123\uace0 <strong>\ud569\uc0b0 900\ub9cc \uc6d0 \ucd08\uacfc \ub0a9\uc785<\/strong> \u2192 \ucd08\uacfc\ubd84\uc740 \uacf5\uc81c \ub300\uc0c1 \uc544\ub2d8<\/li>\n\n\n\n<li>\u274c \uc138\uc561\uacf5\uc81c \ubaa9\uc801 \ub0a9\uc785 \ud6c4, \ub2e8\uae30 \uc911\ub3c4 \ud574\uc9c0 \u2192 \uacfc\uc138 \uc5ed\ud48d \ubc1c\uc0dd<\/li>\n\n\n\n<li>\u274c \ubb34\uc791\uc815 \ub192\uc740 \uc218\uc775\ub960 \uc0c1\ud488 \uc120\ud0dd \u2192 \ub178\ud6c4 \uc790\uc0b0 \uc548\uc804\uc131 \ud574\uce68<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85%EC%97%B0%EB%A7%90_%EB%A7%89%EC%B0%A8%EB%9D%BC%EB%8F%84_%ED%83%80%EB%9D%BC\"><\/span>\u2705\uc5f0\ub9d0 \ub9c9\ucc28\ub77c\ub3c4 \ud0c0\ub77c!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5<\/strong><br><strong>\uc9c0\uae08\uc774 \uc808\uc138 \uace8\ub4e0\ud0c0\uc784<\/strong><\/p>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uacfc IRP\ub294 \ub2e8\uc21c\ud55c \ud22c\uc790 \uc0c1\ud488\uc774 \uc544\ub2d9\ub2c8\ub2e4.<br><strong>\uc138\uc561\uacf5\uc81c\ub97c \ud1b5\ud574 \uc2e4\uc9c8\uc801\uc778 \u2018\ud604\uae08 \ud658\uae09\u2019 \ud6a8\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\ub294 \uc815\ucc45\uc131 \uae08\uc735 \ub3c4\uad6c<\/strong>\uc785\ub2c8\ub2e4.<br>2025\ub144\uc5d0\ub3c4 \uc774 \uc81c\ub3c4\ub294 \uc720\uc9c0\ub418\uace0 \uc788\uc73c\uba70,<br><strong>12\uc6d4 31\uc77c \uc774\uc804\uc5d0\ub9cc \ub0a9\uc785\uc744 \ub9c8\uce58\uba74 \ub204\uad6c\ub098 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><br>\ub9cc\uc57d \uc544\uc9c1 \ub0a9\uc785\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74, \uc9c0\uae08\uc774 \ubc14\ub85c <strong>\ub9c9\ucc28\ub97c \ud0c8 \uc808\ud638\uc758 \uae30\ud68c<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc18c\ub4dd\uacf5\uc81c\ubcf4\ub2e4 \uac15\ub825\ud55c \uc138\uc561\uacf5\uc81c\ub294,<br><strong>\uc138\uae08 \uc790\uccb4\ub97c \uc904\uc5ec\uc8fc\ub294 \uac00\uc7a5 \uc9c1\uc811\uc801\uc778 \uc808\uc138 \uc218\ub2e8<\/strong>\uc785\ub2c8\ub2e4.<br>\uc774\ubc88 \uc5f0\ub9d0\uc5d0\ub294 \uc5f0\uae08\uc800\ucd95\u00b7IRP \uacc4\uc88c\ub97c \ud65c\uc6a9\ud574 <strong>\ud655\uc2e4\ud558\uac8c \uc808\uc138 \ud6a8\uacfc\ub97c \ub204\ub824\ubcf4\uc138\uc694.<\/strong><br>\uc791\uc740 \uc900\ube44\uac00 <strong>\ub0b4\ub144 \ud658\uae09\uc561\uacfc \ub178\ud6c4 \uc790\uc0b0\uc758 \uc2dc\uc791\uc810\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc5f0\uae08\uc800\ucd95\uc774\ub098 IRP\ub97c \ub2e8\uc21c\ud788 \u201c\ub178\ud6c4 \ub300\ube44\uc6a9 \uc7a5\uae30 \ud22c\uc790 \uc0c1\ud488\u201d\uc73c\ub85c\ub9cc \uc0dd\uac01\ud558\uc9c0\ub9cc,<br>\uc815\ud655\ud788 \ub9d0\ud558\uba74 \uc774 \ub450 \uacc4\uc88c\ub294 <strong>\ud604\uc2e4\uc801\uc778 \uc808\uc138 \ud6a8\uacfc\uc640 \ubbf8\ub798 \ub300\ube44\ub97c \ub3d9\uc2dc\uc5d0 \uc7a1\uc744 \uc218 \uc788\ub294 \uc804\ub7b5\ud615 \uae08\uc735 \uc0c1\ud488<\/strong>\uc785\ub2c8\ub2e4.<br>\ud2b9\ud788 12\uc6d4 \ub9d0 \ub0a9\uc785\uc740 <strong>\uc9c0\uae08 \ub2f9\uc7a5 \uc138\uae08\uc744 \uc904\uc77c \uc218 \uc788\ub294 \uc720\uc77c\ud55c \uae30\ud68c<\/strong>\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ub0a9\uc785\uc744 \ud558\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\ub85c \uc5f0\ub9d0\uc744 \ub118\uae30\uac8c \ub418\uba74,<br><strong>\ub2f9\ud574 \uc5f0\ub3c4 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc740 \uc808\ub300 \uc774\uc6d4\ub418\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uae30\ud68c\ub294 \ub2e8 \ud55c \ubc88\ubfd0\uc785\ub2c8\ub2e4.<\/strong><br>\uc791\uc740 \ub3c8\uc774\ub77c\ub3c4 \ucd5c\ub300\ud55c \uacf5\uc81c \ud55c\ub3c4\uc5d0 \ub9de\ucdb0 \ucc44\uc6cc\ub450\ub294 \uac83\uc774 \ud6d7\ub0a0 \ud070 \ucc28\uc774\ub97c \ub9cc\ub4ed\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub178\ud6c4 \uc900\ube44\ub294 \ube60\ub97c\uc218\ub85d \uc88b\uace0, \uc138\uae08 \uc808\uc57d\uc740 \ub354 \ube60\ub97c\uc218\ub85d \uc88b\uc2b5\ub2c8\ub2e4.<br>\uc774 \ub450 \uac00\uc9c0\ub97c \ub3d9\uc2dc\uc5d0 \uc7a1\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc774 \ubc14\ub85c <strong>\uc9c0\uae08 \uc5f0\uae08\uc800\ucd95\uacfc IRP \uacc4\uc88c\uc5d0 \ub0a9\uc785\ud558\ub294 \uac83<\/strong>\uc785\ub2c8\ub2e4.<br>\uc62c\ud574 \ub9c8\uc9c0\ub9c9 \uc6d4\uae09\uc5d0\uc11c \uc77c\ubd80\ub97c \ub5bc\uc5b4\ub0b4\uc5b4 \ud22c\uc790\ud558\ub354\ub77c\ub3c4,<br><strong>\ub0b4\ub144 \ud658\uae09\uc561\uacfc \uc138\ud14c\ud06c \uce21\uba74\uc5d0\uc11c\ub294 \ud6e8\uc52c \ub354 \ud070 \uc774\uc775<\/strong>\uc73c\ub85c \ub3cc\uc544\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\uae08\uc774\ub77c\ub3c4 \uae08\uc735\uc0ac \uc571\uc774\ub098 \ud648\ud398\uc774\uc9c0\uc5d0 \uc811\uc18d\ud574,<br><strong>\ub0b4 \uacc4\uc88c\uc758 \ub0a9\uc785 \ud604\ud669\uc744 \uc810\uac80\ud558\uace0 \ubd80\uc871\ud55c \uae08\uc561\uc744 \ucc44\uc6cc\ubcf4\uc138\uc694.<\/strong><br><\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-981b738e\"><a href=\"https:\/\/yes0rich.com\/2025-%ec%97%b0%eb%a7%90%ec%a0%95%ec%82%b0-%ea%b0%84%ec%86%8c%ed%99%94-%ec%84%9c%eb%b9%84%ec%8a%a4-200-%ed%99%9c%ec%9a%a9%eb%b2%95\/economic-policy-information\/#more-337\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"476\" height=\"227\" class=\"gb-image gb-image-981b738e lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\ube44\uacfc\uc138-\ube44\uad50-2.jpg\" alt=\"\" title=\"\ube44\uacfc\uc138 \ube44\uad50\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\ube44\uacfc\uc138-\ube44\uad50-2.jpg 476w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/10\/\ube44\uacfc\uc138-\ube44\uad50-2-300x143.jpg 300w\" data-sizes=\"(max-width: 476px) 100vw, 476px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 476px; --smush-placeholder-aspect-ratio: 476\/227;\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5\uc138\uc561\uacf5\uc81c \ucd5c\ub300\ud654\ud558\ub294 \uc2e4\uc804 \uac00\uc774\ub4dc \ud574\ub9c8\ub2e4 \uc5f0\ub9d0\uc774 \ub418\uba74 \uc9c1\uc7a5\uc778\ub4e4\uc758 \uac00\uc7a5 \ud070 \uad00\uc2ec\uc0ac\ub294 \ub2e8\uc5f0 \uc5f0\ub9d0\uc815\uc0b0 \uc808\uc138 \uc804\ub7b5\uc785\ub2c8\ub2e4.\ud2b9\ud788 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc640 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5\" class=\"read-more button\" href=\"https:\/\/yes0rich.com\/?p=344#more-344\" aria-label=\"2025 \uc5f0\uae08\uc800\ucd95\u00b7IRP \ub9c9\ud310 \ub0a9\uc785 \uc804\ub7b5\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":345,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[88,104,105,106,107,108,109],"class_list":{"0":"post-344","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-economic-policy-information","8":"tag-88","9":"tag-104","10":"tag-irp","11":"tag-106","13":"tag-108","14":"tag-109","15":"resize-featured-image"},"_links":{"self":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=344"}],"version-history":[{"count":1,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/344\/revisions"}],"predecessor-version":[{"id":347,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/344\/revisions\/347"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/media\/345"}],"wp:attachment":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}