{"id":304,"date":"2025-09-30T20:34:00","date_gmt":"2025-09-30T11:34:00","guid":{"rendered":"https:\/\/yes0rich.com\/?p=304"},"modified":"2025-09-30T20:34:33","modified_gmt":"2025-09-30T11:34:33","slug":"2025-%eb%b9%84%ea%b3%bc%ec%84%b8-%ed%86%b5%ec%9e%a5-%eb%b9%84%ea%b5%90%ef%bd%9cisa-%ea%b3%84%ec%a2%8c-vs-%ec%b2%ad%eb%85%84%ed%98%95-%ec%86%8c%eb%93%9d%ea%b3%b5%ec%a0%9c-%ec%9e%a5%ea%b8%b0%ed%8e%80","status":"publish","type":"post","link":"https:\/\/yes0rich.com\/?p=304","title":{"rendered":"2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yes0rich.com\/?p=304\/#2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EB%B9%84%EA%B5%90_ISA_%EA%B3%84%EC%A2%8C_vs_%EC%B2%AD%EB%85%84%ED%98%95_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EC%9E%A5%EB%8B%A8%EC%A0%90_%EC%B4%9D%EC%A0%95%EB%A6%AC\" >2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50 | ISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5%EC%9D%B4%EB%9E%80\" >\u2705 \ube44\uacfc\uc138 \ud1b5\uc7a5\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_ISA_%EA%B3%84%EC%A2%8C%EB%9E%80\" >\u2705 ISA \uacc4\uc88c\ub780?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yes0rich.com\/?p=304\/#ISA_%EA%B3%84%EC%A2%8C_%EC%A3%BC%EC%9A%94_%ED%8A%B9%EC%A7%95\" >ISA \uacc4\uc88c \uc8fc\uc694 \ud2b9\uc9d5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_%EC%B2%AD%EB%85%84%ED%98%95_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C%EB%9E%80\" >\u2705 \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc\ub780?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yes0rich.com\/?p=304\/#%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EC%A3%BC%EC%9A%94_%ED%8A%B9%EC%A7%95\" >\uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc \uc8fc\uc694 \ud2b9\uc9d5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_ISA_%EA%B3%84%EC%A2%8C_vs_%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EB%B9%84%EA%B5%90\" >\u2705 ISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc \ube44\uad50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_%EC%96%B4%EB%96%A4_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\" >\u2705 \uc5b4\ub5a4 \ube44\uacfc\uc138 \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/yes0rich.com\/?p=304\/#ISA_%EA%B3%84%EC%A2%8C%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EA%B2%BD%EC%9A%B0\" >ISA \uacc4\uc88c\uac00 \uc720\ub9ac\ud55c \uacbd\uc6b0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/yes0rich.com\/?p=304\/#%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EA%B2%BD%EC%9A%B0\" >\uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\uac00 \uc720\ub9ac\ud55c \uacbd\uc6b0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EC%A3%BC%EC%9D%98%ED%95%A0_%EC%A0%90\" >\u2705 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \uc8fc\uc758\ud560 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_%EC%8B%A4%EC%A0%84_%ED%99%9C%EC%9A%A9_%ED%8C%81_%EC%A0%88%EC%84%B8_%ED%9A%A8%EA%B3%BC_%EA%B7%B9%EB%8C%80%ED%99%94%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\" >\u2705 \uc2e4\uc804 \ud65c\uc6a9 \ud301: \uc808\uc138 \ud6a8\uacfc \uadf9\ub300\ud654\ud558\ub294 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_%EA%B0%80%EC%9E%85_%EC%A0%84_%EC%B2%B4%ED%81%AC%EB%A6%AC%EC%8A%A4%ED%8A%B8\" >\u2705 \uac00\uc785 \uc804 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/yes0rich.com\/?p=304\/#%E2%9C%85_2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EB%B9%84%EA%B5%90_%EC%A0%95%EB%A6%AC\" >\u2705 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50 \uc815\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EB%B9%84%EA%B5%90_ISA_%EA%B3%84%EC%A2%8C_vs_%EC%B2%AD%EB%85%84%ED%98%95_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EC%9E%A5%EB%8B%A8%EC%A0%90_%EC%B4%9D%EC%A0%95%EB%A6%AC\"><\/span>2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50 | ISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-da2592c9\"><a href=\"https:\/\/yes0rich.com\/2025-%eb%b9%84%ea%b3%bc%ec%84%b8-%ed%86%b5%ec%9e%a5-%eb%b9%84%ea%b5%90%ef%bd%9cisa-%ea%b3%84%ec%a2%8c-vs-%ec%b2%ad%eb%85%84%ed%98%95-%ec%86%8c%eb%93%9d%ea%b3%b5%ec%a0%9c-%ec%9e%a5%ea%b8%b0%ed%8e%80\/economic-policy-information\/\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"1080\" height=\"1080\" class=\"gb-image gb-image-da2592c9 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50.jpg\" alt=\"\" title=\"2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50.jpg 1080w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50-300x300.jpg 300w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50-1024x1024.jpg 1024w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50-150x150.jpg 150w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/2025-\ube44\uacfc\uc138-\ud1b5\uc7a5-\ube44\uad50-768x768.jpg 768w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br>2025\ub144, \uc815\ubd80\uc758 \uc138\uc81c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud574 \uc790\uc0b0\uc744 \ub298\ub9ac\uace0 \uc2f6\uc740 \ubd84\uc774\ub77c\uba74 <strong>\ube44\uacfc\uc138 \ud1b5\uc7a5<\/strong>\uc740 \uaf2d \uc54c\uc544\uc57c \ud560 \uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4. 2025 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac\ub85c \ube44\uad50\ud558\uc5ec \ub098\uc5d0\uac8c \uc720\ub9ac\ud55c \uc0c1\ud488\uc73c\ub85c \ub178\ud6c4\ub97c \uc798 \uc900\ube44\ud558\uc2dc\ub294\ub370 \ub3c4\uc6c0\ub418\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>\ud2b9\ud788 \ub9ce\uc774 \ube44\uad50\ub418\ub294 \uac83\uc774 \ubc14\ub85c <strong>ISA \uacc4\uc88c<\/strong>\uc640 <strong>\uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc<\/strong>\uc778\ub370\uc694, \uac01\uac01\uc758 \uad6c\uc870\uc640 \ud61c\ud0dd, \uac00\uc785 \uc870\uac74, \uc7a5\ub2e8\uc810\uc744 \uc815\ud655\ud788 \uc774\ud574\ud558\uba74 \ub354 \ud6a8\uacfc\uc801\uc778 \uc808\uc138 \uc804\ub7b5\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae00\uc5d0\uc11c\ub294 <strong>2025\ub144 \uae30\uc900 ISA \uacc4\uc88c\uc640 \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc\ub97c \ube44\uad50 \ubd84\uc11d<\/strong>\ud558\uace0, \uc5b4\ub5a4 \uc0c1\ud488\uc774 \ub098\uc5d0\uac8c \ub354 \uc801\ud569\ud55c\uc9c0 \ud310\ub2e8\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5%EC%9D%B4%EB%9E%80\"><\/span>\u2705 \ube44\uacfc\uc138 \ud1b5\uc7a5\uc774\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ube44\uacfc\uc138 \ud1b5\uc7a5\uc774\ub780, \uae08\uc735\uc0c1\ud488\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc790\ub098 \uc218\uc775\uc5d0 \ub300\ud574 <strong>\uc138\uae08\uc774 \uba74\uc81c\ub418\uac70\ub098 \uc904\uc5b4\ub4dc\ub294 \ud1b5\uc7a5<\/strong>\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc77c\ubc18 \uae08\uc735\uc18c\ub4dd\uc138(15.4%)\ubcf4\ub2e4 \uc138\uc728\uc774 \ub0ae\uac70\ub098, \uc544\uc608 \uba74\uc81c\ub418\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2025\ub144 \ud604\uc7ac \ub300\ud45c\uc801\uc778 \ube44\uacfc\uc138 \uae08\uc735\uc0c1\ud488\uc740 \uc544\ub798 \ub450 \uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ISA \uacc4\uc88c (\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)<\/strong><\/li>\n\n\n\n<li><strong>\uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_ISA_%EA%B3%84%EC%A2%8C%EB%9E%80\"><\/span>\u2705 ISA \uacc4\uc88c\ub780?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ISA(Individual Savings Account)<\/strong>\ub294 \ud558\ub098\uc758 \uacc4\uc88c\uc5d0\uc11c \uc608\uae08, \uc801\uae08, \ud380\ub4dc, ETF \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc744 \ud1b5\ud569 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 <strong>\uc138\uc81c \ud61c\ud0dd\ud615 \uacc4\uc88c<\/strong>\uc785\ub2c8\ub2e4.<br>\uc218\uc775\uc5d0 \ub300\ud574 <strong>\ucd5c\ub300 400\ub9cc \uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138<\/strong>, \ucd08\uacfc\ubd84\uc740 9.9%\uc758 \ubd84\ub9ac\uacfc\uc138\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ISA_%EA%B3%84%EC%A2%8C_%EC%A3%BC%EC%9A%94_%ED%8A%B9%EC%A7%95\"><\/span>ISA \uacc4\uc88c \uc8fc\uc694 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uac00\uc785 \ub300\uc0c1<\/strong>: \ub9cc 19\uc138 \uc774\uc0c1 \ub300\ud55c\ubbfc\uad6d \uac70\uc8fc\uc790<\/li>\n\n\n\n<li><strong>\ub0a9\uc785 \ud55c\ub3c4<\/strong>: \uc5f0\uac04 2,000\ub9cc \uc6d0, \ucd5c\ub300 1\uc5b5\uae4c\uc9c0 \uac00\ub2a5<\/li>\n\n\n\n<li><strong>\uc138\uc81c \ud61c\ud0dd<\/strong>: \ucd5c\ub300 400\ub9cc \uc6d0 \ube44\uacfc\uc138, \ucd08\uacfc \uc218\uc775 9.9% \ubd84\ub9ac\uacfc\uc138<\/li>\n\n\n\n<li><strong>\uacc4\uc88c \uc720\ud615<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>\uc2e0\ud0c1\ud615 ISA<\/strong>: \uae08\uc735\ud68c\uc0ac\uac00 \uc6b4\uc6a9<\/li>\n\n\n\n<li><strong>\uc911\uac1c\ud615 ISA<\/strong>: \ud22c\uc790\uc790\uac00 \uc9c1\uc811 \uc6b4\uc6a9 (ETF, \uc8fc\uc2dd \ub4f1 \ud22c\uc790 \uac00\ub2a5)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\uc758\ubb34 \ubcf4\uc720 \uae30\uac04<\/strong>: 3\ub144 \uc774\uc0c1<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%B2%AD%EB%85%84%ED%98%95_%EC%86%8C%EB%93%9D%EA%B3%B5%EC%A0%9C_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C%EB%9E%80\"><\/span>\u2705 \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc\ub780?<br><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc<\/strong>\ub294 \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud55c <strong>\uccad\ub144\uce35\uc5d0\uac8c \uc18c\ub4dd\uacf5\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5<\/strong>\ud558\ub294 \ud380\ub4dc\uc785\ub2c8\ub2e4.<br>\ub0a9\uc785 \uae08\uc561\uc758 40%\uae4c\uc9c0 \uc18c\ub4dd\uacf5\uc81c\uac00 \uac00\ub2a5\ud574, <strong>\uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ud658\uae09 \ud61c\ud0dd<\/strong>\uc744 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EC%A3%BC%EC%9A%94_%ED%8A%B9%EC%A7%95\"><\/span>\uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc \uc8fc\uc694 \ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uac00\uc785 \ub300\uc0c1<\/strong>: \ub9cc 19~34\uc138, \ucd1d\uae09\uc5ec 5,500\ub9cc \uc6d0 \uc774\ud558 \uadfc\ub85c\uc790<\/li>\n\n\n\n<li><strong>\ub0a9\uc785 \ud55c\ub3c4<\/strong>: \uc5f0\uac04 600\ub9cc \uc6d0<\/li>\n\n\n\n<li><strong>\uc138\uc81c \ud61c\ud0dd<\/strong>: \ub0a9\uc785\uae08\uc758 40% \uc18c\ub4dd\uacf5\uc81c (\ucd5c\ub300 240\ub9cc \uc6d0 \uacf5\uc81c)<\/li>\n\n\n\n<li><strong>\uc758\ubb34 \ubcf4\uc720 \uae30\uac04<\/strong>: 3\ub144 \uc774\uc0c1<\/li>\n\n\n\n<li><strong>\ud22c\uc790 \ubc29\uc2dd<\/strong>: \ud380\ub4dc\uc5d0\ub9cc \ud22c\uc790 (\uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131 \uc874\uc7ac)<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_ISA_%EA%B3%84%EC%A2%8C_vs_%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C_%EB%B9%84%EA%B5%90\"><\/span>\u2705 ISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>ISA \uacc4\uc88c<\/th><th>\uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc<\/th><\/tr><\/thead><tbody><tr><td>\uac00\uc785 \uc5f0\ub839<\/td><td>\ub9cc 19\uc138 \uc774\uc0c1 \ub204\uad6c\ub098<\/td><td>\ub9cc 19~34\uc138 \uccad\ub144\uce35<\/td><\/tr><tr><td>\uc18c\ub4dd \uc694\uac74<\/td><td>\uc81c\ud55c \uc5c6\uc74c<\/td><td>\ucd1d\uae09\uc5ec 5,500\ub9cc \uc6d0 \uc774\ud558<\/td><\/tr><tr><td>\uc5f0 \ub0a9\uc785\ud55c\ub3c4<\/td><td>2,000\ub9cc \uc6d0<\/td><td>600\ub9cc \uc6d0<\/td><\/tr><tr><td>\uc138\uc81c \ud61c\ud0dd<\/td><td>\ube44\uacfc\uc138 (\ucd5c\ub300 400\ub9cc \uc6d0)<\/td><td>\uc18c\ub4dd\uacf5\uc81c (\ucd5c\ub300 240\ub9cc \uc6d0)<\/td><\/tr><tr><td>\uc218\uc775 \uacfc\uc138<\/td><td>\ucd08\uacfc \uc218\uc775 9.9% \ubd84\ub9ac\uacfc\uc138<\/td><td>\uc77c\ubc18 \uae08\uc735\uc18c\ub4dd\uc138 \uc801\uc6a9 (15.4%)<\/td><\/tr><tr><td>\ud22c\uc790 \uc0c1\ud488<\/td><td>\uc608\u00b7\uc801\uae08, \ud380\ub4dc, ETF \ub4f1 \ub2e4\uc591<\/td><td>\ud380\ub4dc\ub9cc \uac00\ub2a5<\/td><\/tr><tr><td>\uc218\uc775 \uc548\uc815\uc131<\/td><td>\uc120\ud0dd \uac00\ub2a5 (\ubcf4\uc218\uc801~\uacf5\uaca9\uc801)<\/td><td>\ubcc0\ub3d9\uc131 \uc788\uc74c<\/td><\/tr><tr><td>\ucd5c\uc18c \uc720\uc9c0 \uae30\uac04<\/td><td>3\ub144<\/td><td>3\ub144<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%96%B4%EB%96%A4_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\"><\/span>\u2705 \uc5b4\ub5a4 \ube44\uacfc\uc138 \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ISA_%EA%B3%84%EC%A2%8C%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EA%B2%BD%EC%9A%B0\"><\/span>ISA \uacc4\uc88c\uac00 \uc720\ub9ac\ud55c \uacbd\uc6b0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc608\u00b7\uc801\uae08\ucc98\ub7fc <strong>\uc548\uc815\uc801\uc778 \uc0c1\ud488<\/strong>\uc5d0 \ud22c\uc790\ud558\uace0 \uc2f6\uc740 \ubd84<\/li>\n\n\n\n<li>\ud22c\uc790\uc640 \uc808\uc138\ub97c \ub3d9\uc2dc\uc5d0 \uace0\ub824\ud558\ub294 <strong>\uc804 \uc5f0\ub839\uce35<\/strong><\/li>\n\n\n\n<li>ETF, \uc608\uae08 \ub4f1 <strong>\ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \uc9c1\uc811 \uad6c\uc131\ud558\uace0 \uc2f6\uc740 \ud22c\uc790\uc790<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%B2%AD%EB%85%84%ED%98%95_%EC%9E%A5%EA%B8%B0%ED%8E%80%EB%93%9C%EA%B0%80_%EC%9C%A0%EB%A6%AC%ED%95%9C_%EA%B2%BD%EC%9A%B0\"><\/span>\uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\uac00 \uc720\ub9ac\ud55c \uacbd\uc6b0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uccad\ub144\uce35 \uadfc\ub85c\uc790<\/strong>\ub85c, \uc5f0\ub9d0\uc815\uc0b0\uc5d0\uc11c <strong>\uc18c\ub4dd\uacf5\uc81c\ub97c \ub178\ub9ac\ub294 \uacbd\uc6b0<\/strong><\/li>\n\n\n\n<li><strong>\uc704\ud5d8\uc744 \uac10\uc218\ud558\uace0 \ud22c\uc790 \uc218\uc775\uc744 \ub178\ub9b4 \uc900\ube44<\/strong>\uac00 \ub41c \ubd84<\/li>\n\n\n\n<li>\ud5a5\ud6c4 3\ub144 \uc774\uc0c1 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 <strong>\uc7a5\uae30 \ud22c\uc790 \uacc4\ud68d\uc774 \uc788\ub294 \ubd84<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EC%A3%BC%EC%9D%98%ED%95%A0_%EC%A0%90\"><\/span>\u2705 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \uc8fc\uc758\ud560 \uc810<br><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>3\ub144 \ubbf8\ub9cc \ud574\uc9c0 \uc2dc \uc138\uc81c \ud61c\ud0dd \ud658\uc218<\/strong>: \uc758\ubb34 \uc720\uc9c0 \uae30\uac04\uc744 \uc9c0\ucf1c\uc57c \uc808\uc138 \ud61c\ud0dd\uc774 \uc720\ud6a8\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc218\uc218\ub8cc\uc640 \uc0c1\ud488\uad6c\uc131 \ube44\uad50 \ud544\uc218<\/strong>: \ud2b9\ud788 \uccad\ub144\ud615 \ud380\ub4dc\ub294 <strong>\uc6b4\uc6a9 \uc218\uc218\ub8cc<\/strong>\uac00 \uc218\uc775\ub960\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc911\ubcf5 \uac00\uc785 \ubd88\uac00<\/strong>: ISA \uacc4\uc88c\uc640 \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\ub294 <strong>\ub3d9\uc2dc \uac00\uc785\uc774 \ubd88\uac00\ub2a5<\/strong>\ud558\ubbc0\ub85c, \ubc18\ub4dc\uc2dc \ud558\ub098\ub9cc \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.<br><br>2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac\ub97c \uc704\ud574 \ube44\uacfc\uc138 \ud1b5\uc7a5\uc744 \uac00\uc785\ud558\uace0 \ud65c\uc6a9\ud568\uc5d0 \uc788\uc5b4 \uc8fc\uc758\ud560 \uc810\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EC%8B%A4%EC%A0%84_%ED%99%9C%EC%9A%A9_%ED%8C%81_%EC%A0%88%EC%84%B8_%ED%9A%A8%EA%B3%BC_%EA%B7%B9%EB%8C%80%ED%99%94%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\"><\/span>\u2705 \uc2e4\uc804 \ud65c\uc6a9 \ud301: \uc808\uc138 \ud6a8\uacfc \uadf9\ub300\ud654\ud558\ub294 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ISA \uacc4\uc88c\uc640 \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\ub294 \ub2e8\uc21c\ud788 \uac00\uc785\ub9cc \ud55c\ub2e4\uace0 \ud574\uc11c \uc808\uc138 \ud6a8\uacfc\uac00 \uc790\ub3d9\uc73c\ub85c \uadf9\ub300\ud654\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, <strong>ISA \uacc4\uc88c\uc5d0 ETF\ub97c \ud3b8\uc785\ud574 \ubc30\ub2f9 \uc218\uc775\uc744 \uc5bb\ub294 \ubc29\uc2dd<\/strong>\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uacfc \uc138\uc81c \ud61c\ud0dd\uc744 \ub3d9\uc2dc\uc5d0 \uc5bb\uc744 \uc218 \uc788\ub294 \uc804\ub7b5\uc785\ub2c8\ub2e4. \ubc18\uba74, \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\uc758 \uacbd\uc6b0\uc5d0\ub294 <strong>\uacf5\uc81c \ub300\uc0c1\uc774 \ub418\ub294 \ucd1d\uae09\uc5ec \uae30\uc900(5,500\ub9cc \uc6d0)<\/strong>\uc744 \ucca0\uc800\ud788 \ud655\uc778\ud574\uc57c \ud558\uba70, <strong>\uc5f0\ub9d0\uc815\uc0b0 \uc2dc\uc810\uc5d0 \uc18c\ub4dd\uacf5\uc81c \ud56d\ubaa9\uc73c\ub85c \ub204\ub77d\ub418\uc9c0 \uc54a\ub3c4\ub85d \uaf3c\uaf3c\ud558\uac8c \ucc59\uae30\ub294 \uac83<\/strong>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_%EA%B0%80%EC%9E%85_%EC%A0%84_%EC%B2%B4%ED%81%AC%EB%A6%AC%EC%8A%A4%ED%8A%B8\"><\/span>\u2705 \uac00\uc785 \uc804 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uac00\uc785 \uc804\uc5d0 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ud56d\ubaa9\ub4e4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc6b0\uc120 <strong>\uc911\uac1c\ud615 ISA\ub97c \ud65c\uc6a9\ud558\uace0\uc790 \ud55c\ub2e4\uba74, \ud574\ub2f9 \uc99d\uad8c\uc0ac\uc5d0\uc11c ETF \uac70\ub798\uac00 \uac00\ub2a5\ud55c\uc9c0<\/strong> \ud655\uc778\ud574\uc57c \ud558\uba70, \uc77c\ubd80 \uc99d\uad8c\uc0ac\ub294 \uae30\ubcf8\uc801\uc73c\ub85c ETF\uac00 \uc544\ub2cc \uc2e0\ud0c1\ud615\uc73c\ub85c \uc720\ub3c4\ud558\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc73c\ub2c8 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc\ub294 <strong>\ub9e4\ub144 \ub0a9\uc785\ud574\uc57c \uacf5\uc81c\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc911\ub3c4 \ub0a9\uc785 \uc911\ub2e8 \uc2dc \ud61c\ud0dd\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\uace0<\/strong>, \ud22c\uc790 \uc0c1\ud488\uc5d0 \ub530\ub77c \uc6d0\uae08 \uc190\uc2e4 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\ub294 \uc810\ub3c4 \uc778\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0c1\ud488\ubcc4\ub85c \uc81c\uacf5\ub418\ub294 \ud380\ub4dc \ub77c\uc778\uc5c5\uacfc \uacfc\uac70 \uc218\uc775\ub960, \uc218\uc218\ub8cc \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \ube44\uad50\ud55c \ub4a4 \uacb0\uc815\ud558\ub294 \uac83\uc774 \ubc14\ub78c\uc9c1\ud569\ub2c8\ub2e4.<br><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%9C%85_2025_%EB%B9%84%EA%B3%BC%EC%84%B8_%ED%86%B5%EC%9E%A5_%EB%B9%84%EA%B5%90_%EC%A0%95%EB%A6%AC\"><\/span>\u2705 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"gb-container gb-container-ff17a870\">\n\n<p class=\"wp-block-paragraph\"><strong>\ube44\uacfc\uc138 \ud1b5\uc7a5<\/strong>\uc740 \uc790\uc0b0 \ud615\uc131\uacfc \uc808\uc138\ub97c \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud560 \uc218 \uc788\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud55c \uae08\uc735\uc218\ub2e8\uc785\ub2c8\ub2e4.<br>2025\ub144 \ud604\uc7ac\ub294 <strong>ISA \uacc4\uc88c\uc640 \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc<\/strong>\uac00 \ub300\ud45c\uc801\uc774\uba70, \uac01\uac01\uc758 \ud61c\ud0dd\uacfc \uc870\uac74\uc774 \ub2e4\ub974\ubbc0\ub85c <strong>\ub098\uc758 \uc18c\ub4dd, \ub098\uc774, \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub530\ub77c \uc804\ub7b5\uc801\uc73c\ub85c \uc120\ud0dd<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc548\uc815\uc131\uacfc \ub2e4\uc591\uc131\uc744 \uc911\uc2dc<\/strong>\ud55c\ub2e4\uba74 \ud83d\udc49 ISA \uacc4\uc88c<\/li>\n\n\n\n<li><strong>\uacf5\uc81c \ud61c\ud0dd\uacfc \uc218\uc775\uc131<\/strong>\uc744 \uc6d0\ud55c\ub2e4\uba74 \ud83d\udc49 \uccad\ub144\ud615 \uc7a5\uae30\ud380\ub4dc<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc740 \uc904\uc774\uace0, \uc218\uc775\uc740 \ub192\uc77c \uc218 \uc788\ub294 <strong>\ube44\uacfc\uc138 \ud1b5\uc7a5 \uc804\ub7b5<\/strong>\uc744 \uc9c0\uae08\ubd80\ud130 \uc2e4\ucc9c\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc0c1\uc73c\ub85c 2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac\uc600\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc758 \uc790\uc0b0\uc744 \uc548\uc804\ud788 \uc9c0\ud0a4\uace0 \ubaa8\ub450 \uafc8\uafb8\ub294 \uc548\uc815\uc801\uc778 \ub178\ud6c4\ub97c \uc798 \ub9c8\ub828\ud558\uc2dc\uae38 \ubc14\ub77c\uaca0\uc2b5\ub2c8\ub2e4.<br><br><br><br><\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-87036115\"><a href=\"https:\/\/yes0rich.com\/2025%eb%85%84-%ed%95%98%eb%b0%98%ea%b8%b0-%ec%84%9c%ec%9a%b8%ec%8b%9c-%ec%b2%ad%eb%85%84-%ec%a7%80%ec%9b%90-%ec%a0%95%ec%b1%85-%ec%b4%9d%ec%a0%95%eb%a6%ac\/economic-policy-information\/#more-284\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" width=\"476\" height=\"227\" class=\"gb-image gb-image-87036115 lazyload\" data-src=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/\ube44\uacfc\uc138-\ube44\uad50.jpg\" alt=\"\" title=\"\ube44\uacfc\uc138 \ube44\uad50\" data-srcset=\"https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/\ube44\uacfc\uc138-\ube44\uad50.jpg 476w, https:\/\/yes0rich.com\/wp-content\/uploads\/2025\/09\/\ube44\uacfc\uc138-\ube44\uad50-300x143.jpg 300w\" data-sizes=\"(max-width: 476px) 100vw, 476px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 476px; --smush-placeholder-aspect-ratio: 476\/227;\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br>*\ud22c\uc790 \uad8c\uc720\ub97c \uc704\ud55c \uae00\uc774 \uc544\ub2c8\uba70, \uc815\ubcf4\uc5d0 \uc758\ud55c \uae00\ub85c \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \ud22c\uc790\uc758 \ucc45\uc784\uc740 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50 | ISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac 2025\ub144, \uc815\ubd80\uc758 \uc138\uc81c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud574 \uc790\uc0b0\uc744 \ub298\ub9ac\uace0 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac\" class=\"read-more button\" href=\"https:\/\/yes0rich.com\/?p=304#more-304\" aria-label=\"2025 \ube44\uacfc\uc138 \ud1b5\uc7a5 \ube44\uad50\uff5cISA \uacc4\uc88c vs \uccad\ub144\ud615 \uc18c\ub4dd\uacf5\uc81c \uc7a5\uae30\ud380\ub4dc \uc7a5\ub2e8\uc810 \ucd1d\uc815\ub9ac\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\uc790\uc138\ud788 \ubcf4\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[24,46,47,48,49,50,51],"class_list":["post-304","post","type-post","status-publish","format-standard","hentry","category-economic-policy-information","tag-24","tag-46","tag-47","tag-48","tag-isa","tag-50","tag-51"],"_links":{"self":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=304"}],"version-history":[{"count":2,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/304\/revisions"}],"predecessor-version":[{"id":308,"href":"https:\/\/yes0rich.com\/index.php?rest_route=\/wp\/v2\/posts\/304\/revisions\/308"}],"wp:attachment":[{"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yes0rich.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}